Save
Borrow
Learn
Tools & Apps
Banking
The Best 6-Month CD Rates (December 2023)
A 6-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…
The Best 3-Month CD Rates (December 2023)
A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…
The 10 Best Online Banks – December 2023
With more online banks available now than ever before, finding the best online bank has never been easier. In this article, we’ll explain how online banks work, whether or not…
8 Best Banks With No Overdraft Fees – December 2023
Have you ever been hit with an overdraft fee? Don’t be embarrassed; it happens to nearly everyone sooner or later. It can happen because you made a math error in…
19 Best Bank Bonuses and Promotions of December 2023
If you are in the market for a new savings or checking account, signing up for one with a bonus promotion is a great way to earn a little extra…
The Best 5-Year CD Rates in 2023
Compare 5-year CD rates: We track the highest paying, nationally available 5-year CDs from federally insured banks and credit unions. Below we list the 60-month CDs in our database, ordered…
Apps & Tools
The 9 Best Mint Alternatives for 2023
Mint may be a popular budgeting tool but the best mint alternatives offer up stronger platforms with more advanced features.
Dave App Review 2023 – Predict and Avoid Overdraft Fees
According to data from the FDIC, large banks collected more than $7.7 billion in overdraft and non-sufficient funds (NSF) fees from customers in 2022. While diligent budgeting and expense tracking…
The 10 Best Cash Back Apps of 2023
If you want to earn extra cash on the things you spend money on anyway, then a cash back app might be for you. These apps take your everyday spending…
The 7 Best Calendar-Based Personal Finance Apps of 2023
Sometimes managing your finances is harder than earning the money in the first place. Thanks to our modern technology, though, there are now a lot of interesting and creative ways…
Mint Review 2023 – A Free and Easy Way to Budget
UPDATE – Mint has decided to close its doors on January 1st, 2024. Now would be a great time to consider an alternative to Mint so that your monthly budget…
Simple CD Interest Calculator
This simple CD interest calculator will estimate the amount of interest you’ll earn on a CD. It covers CD terms ranging from 3 months to five years. How to Use…
Credit & Debt
How to Buy a House with Bad Credit
Homeownership is part of the American dream, but buying a house can be incredibly expensive. According to the National Association of Realtors, the median home in the United States hit…
What is a Good Credit Score?
It seems like a simple question at first. What is a good credit score? But what seems simple on the surface is often more complicated underneath. That’s true when it…
30 Year vs 15 Year Mortgage – Picking the Right Home Loan
Shopping for a new home can be fun. You get to drive around town, check out different homes, and decide what will work best for you. Shopping around for a…
8 Rules for Borrowing Money From Friends and Family
Borrowing money from friends and family can ruin your relationships. Here are 8 rules to follow when borrowing from or lending money to your loved ones.
Upstart Review – Personal Loans for Average and Fair Credit
Looking for a way to get quick cash or a personal loan? You’re not alone. More than half of Americans report having taken out a personal loan in their lifetime…
10 Best Payday Loan Alternatives – Great Money-Borrowing Apps
Sometimes you need cash fast. There have been times when you need quick cash to cover an unexpected expense or get you to the next payday. We often think of…
Latest Articles
PocketSmith Review – Budgeting with a Focus on Your Future
One of the most important things you need in order to secure a financial future is a proper budget. Knowing the amount of money you’re bringing in each month vs…
Good Debt vs. Bad Debt – The Difference Can Save You Thousands
Debt has become THE four-letter word of the financial world. And while you may have been taught to avoid debt at all costs, not all debt is created equal. That…
Best Savings Apps (2023): Round-Up, Automated Savings and Microsavings Apps
Saving money is difficult. The instant gratification of spending can be the siren song that runs our finances aground. The best savings apps can help us save money by automating…
What is a Health Savings Account (HSA) and How Does it Work?
Health Savings Accounts (HSAs) are tax-advantaged accounts that can be used to pay for medical care if you have an HSA-eligible plan, or a high-deductible healthcare plan (HDHP). You’ve probably…
The 6 Best Personal Loans and Offers of 2023
Not too long ago there was one option for those needing a personal loan–the local bank. The application process was long and tedious. It was difficult and time-consuming to compare…
6 Reasons You Should Never Pay Off a Mortgage Early (and 1 Reason You Should)
So much of the financial advice being given recommends paying off a mortgage early. It’s a tempting idea because there’s no better feeling in the financial world than owning the…