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Banking
The Best No-Penalty CD Rates (December 2023)
Certificates of deposit offer savers a way to earn higher yields in exchange for locking their money away for a set period of time. The downside is that if you…
The Highest Interest Rates for December 2023
The Federal Reserve last raised interest rates by 0.25% on July 26, 2023. The hike is an effort to help bring inflation down. While higher interest rates are not great…
The Best 12-Month CD Rates (December 2023)
If you’re looking for a simple way to grow your savings, 1-year CDs are a great option. In this article, we’ve rounded down some of the best 12-month CD rates…
The Best 6-Month CD Rates (December 2023)
A 6-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…
The Best 3-Month CD Rates (December 2023)
A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…
The 10 Best Online Banks – December 2023
With more online banks available now than ever before, finding the best online bank has never been easier. In this article, we’ll explain how online banks work, whether or not…
Apps & Tools
The 9 Best Mint Alternatives for 2023
Mint may be a popular budgeting tool but the best mint alternatives offer up stronger platforms with more advanced features.
Dave App Review 2023 – Predict and Avoid Overdraft Fees
According to data from the FDIC, large banks collected more than $7.7 billion in overdraft and non-sufficient funds (NSF) fees from customers in 2022. While diligent budgeting and expense tracking…
The 10 Best Cash Back Apps of 2023
If you want to earn extra cash on the things you spend money on anyway, then a cash back app might be for you. These apps take your everyday spending…
Mint Review 2023 – A Free and Easy Way to Budget
UPDATE – Mint has decided to close its doors on January 1st, 2024. Now would be a great time to consider an alternative to Mint so that your monthly budget…
Simple CD Interest Calculator
This simple CD interest calculator will estimate the amount of interest you’ll earn on a CD. It covers CD terms ranging from 3 months to five years. How to Use…
10 Best Payment Apps of 2023
Every now and then, you end up needing to pay someone or split a bill, but you don’t have cash on you. In a world that is increasingly cashless, it…
Credit & Debt
How to Buy a House with Bad Credit
Homeownership is part of the American dream, but buying a house can be incredibly expensive. According to the National Association of Realtors, the median home in the United States hit…
What is a Good Credit Score?
It seems like a simple question at first. What is a good credit score? But what seems simple on the surface is often more complicated underneath. That’s true when it…
30 Year vs 15 Year Mortgage – Picking the Right Home Loan
Shopping for a new home can be fun. You get to drive around town, check out different homes, and decide what will work best for you. Shopping around for a…
8 Rules for Borrowing Money From Friends and Family
Borrowing money from friends and family can ruin your relationships. Here are 8 rules to follow when borrowing from or lending money to your loved ones.
Upstart Review – Personal Loans for Average and Fair Credit
Looking for a way to get quick cash or a personal loan? You’re not alone. More than half of Americans report having taken out a personal loan in their lifetime…
10 Best Payday Loan Alternatives – Great Money-Borrowing Apps
Sometimes you need cash fast. There have been times when you need quick cash to cover an unexpected expense or get you to the next payday. We often think of…
Latest Articles
What is a Health Savings Account (HSA) and How Does it Work?
Health Savings Accounts (HSAs) are tax-advantaged accounts that can be used to pay for medical care if you have an HSA-eligible plan, or a high-deductible healthcare plan (HDHP). You’ve probably…
The 6 Best Personal Loans and Offers of 2023
Not too long ago there was one option for those needing a personal loan–the local bank. The application process was long and tedious. It was difficult and time-consuming to compare…
6 Reasons You Should Never Pay Off a Mortgage Early (and 1 Reason You Should)
So much of the financial advice being given recommends paying off a mortgage early. It’s a tempting idea because there’s no better feeling in the financial world than owning the…
5 Simple Ways to Get Out of Debt
I’m not a huge Dave Ramsey fan. I’ve listened to his show from time to time and read his books. He can be entertaining, and he has helped a lot…
6 Best Banks for International Travel
Traveling internationally is a lot of fun. Heck, I got married in St. Lucia. And if you have the right bank, you’ll enjoy many perks while globetrotting. In this article,…
8 Alternatives to Quicken that are Easy to Use (#1 is Free)
Quicken has been a big name in the personal finance industry for many years. While many people continue to use the software, others are looking for Quicken alternatives. In some…