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A 36-month CD may be ideal for those with short to intermediate-term cash needs. Below we list the best 3-year CD rates in our database, ordered from highest APY to lowest.
Note that you may be able to find better rates with alternative account types. For example, online savings accounts or no-penalty CDs may offer higher yields.
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Featured CD Rates
Bank/Credit Union
Min. Deposit
APY
Learn More
3-month APY 5.41%
6-month APY 5.70%
12-month APY 5.51%
12-month APY 5.20%
18-month APY 5.00%
24-month APY 4.40%
3-month APY 5.40%
6-month APY 4.00%
9-month APY 5.50%
13-month APY 4.65%
18-month APY 4.60%
24-month APY 0.40%
6-month APY 5.05%
12-month APY 5.30%
24-month APY 4.50%
5-month APY 5.40%
12-month APY 4.20%
15-month APY 4.50%
14-month APY 5.40%
10-month APY 5.30%
No-penalty | 3-Month | 6-Month | 12-Month | 2-year | 3-year | 4-year | 5-year
3-Year CD Rates
Compare rates on 3-year CDs:
113 Results
3-Year Mega Saver Share Certificate with One-time Bump
4.20%
$100,000
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