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I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?” After running through the various options in my head, I remembered something about my parents’ portfolio. My extremely risk-averse parents continue to keep nearly all…
With more online banks available now than ever before, finding the best online bank has never been easier. In this article, we’ll explain how online banks work, whether or not they are safe, and compare how they differ from traditional banks. We’ll also explore some of the advantages and disadvantages of using online banks as…
Bank accounts aren’t just for individuals. Businesses need a way to store money, deposit checks, pay bills, and manage their finances, so many banks offer business bank accounts. These accounts come with features specifically designed to meet business banking needs. If you run a small business, it’s especially important that you have a business bank…
Some of the best savings rates come from money market accounts. These accounts act like a combination of checking and savings accounts. We track MMA rates and list the best money market accounts below. Money market accounts pay interest on the amount saved similar to savings accounts. What distinguishes an MMA from a savings account…
Online savings accounts are one of the best places to stash your cash. Also called high yield savings accounts, you earn some of the highest available interest rates for a savings account, and you get the convenience of online account management and easy transfers to and from your existing bank accounts. Recently, a reader e-mailed…
Compare 4-year CD rates: We track the highest paying, nationally available 4-year CDs from federally insured banks and credit unions. Below we list the 48-month CDs in our database, ordered from highest APY to lowest. Featured CD Rates 4-Year Certificate of Deposit Rates
A 36-month CD may be ideal for those with short to intermediate-term cash needs. Below we list the best 3-year CD rates in our database, ordered from highest APY to lowest. Note that you may be able to find better rates with alternative account types. For example, online savings accounts or no-penalty CDs may offer higher yields. Featured CD…
A 2-year CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the interest rate risk of longer term CDs and other fixed income investments. Below we list the best 2-year CD rates in our database, ordered from highest APY to…
If you’re looking for a simple way to grow your savings, 1-year CDs are a great option. In this article, we’ve rounded up some of the best 12-month CD rates out there. We’ve focused on banks and credit unions that have low minimum deposit requirements, no extra fees, and are available nationwide. We’ve also included…
