Savings/Checking
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Banking
The Highest Interest Rates for April 2024
The Federal Reserve last raised interest rates by 0.25% on July 26, 2023. The hike is an effort to help bring inflation down. While higher interest rates are not great…
Best IRA CD Rates for April 2024
I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?”…
Best Student Checking Accounts and Banking Options
If you held a part-time job in high school, you may have a bank account or even a credit card in your name. But if you didn’t work — maybe…
11 Best Free Checking Accounts
With the revolt against bank fees in the news, I thought it was a good time to highlight some free checking account options. The great thing about online banks is…
The 8 Best Savings Accounts for College Students in 2024
Saving money in college is tough when you’re not employed or working part-time. But it’s not impossible to do, and it may be just the time to strike with rising…
The Best 3-Month CD Rates (April 2024)
A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…
Apps & Tools
7 Best Money-Saving Apps for College Students in 2024
Living on a shoestring budget is a common challenge for college students. But you can help your financial situation by choosing one of the best money-saving apps for college students…
Wally App Review 2024 – Creating a Budget with AI
Wally GPT bills itself as “The World’s 1st AI-Powered Personal Finance App.” Is Wally simply cashing in on AI mania? Does AI even make for a better personal finance app?…
Buxfer Review 2024 – The Most Comprehensive Budgeting App
Buxfer is a budgeting app that claims to help you take control of your financial future. Is that true, or is it just a marketing spin? You can answer that…
PocketGuard App Review 2024 – Know What’s in Your Pocket at All Times
There are plenty of budgeting services and apps to choose from. One well worth considering is PocketGuard. It’s an app that tracks your spending, helps you budget for expenses, and…
Monarch Money Review 2024 – An App That Makes Budgeting Easy
Today, you’ll find plenty of budgeting and finance apps on the market, some of them free. If you’ve been struggling to get control of your budget, a good budgeting app…
Self Review 2024 – A Low-Cost Way of Building Credit
Have you been unable to get a credit card or a loan because of bad or no credit? Credit builder loans are a way to get around that problem. You…
Latest Articles
The 9 Most Common Bank Fees and How to Avoid Them
What’s an easy way to keep more money in your bank account? Avoid bank fees. In 2021, consumers paid $7.7 billion in overdraft and non-sufficient funds fees. This doesn’t include…
The 10 Best Cash Back Apps of 2023
If you want to earn extra cash on the things you spend money on anyway, then a cash back app might be for you. These apps take your everyday spending…
What Size Down Payment Do You Need to Buy a Home?
When we bought our first home back in 1993, we did so with a down payment of 5%. A decade ago, you could even find home loans that didn’t require…
Novo Review 2024 – Online Banking for Small Businesses
If you’re running a small business—as a freelancer, a solo practitioner, or even an upstart—and you’re looking for a user-friendly bank that specializes in small businesses, you might want to…
Chase Total Checking℠ Review 2024 – $300 Account Opening Bonus
If you’re looking for a basic, but solid checking account, consider Chase Total Checking℠. While you won’t earn a high APY or get tons of perks with this account, it…
Mint Review 2023 – A Free and Easy Way to Budget
UPDATE – Mint has decided to close its doors on March 23rd, 2024. Now would be a great time to consider an alternative to Mint so that your monthly budget…