How to Save on Closing Costs When You Buy a Home

Many future homebuyers spend years saving and planning for a down payment. But when they get ready to actually purchase a home, they’re shocked at the amount of closing costs. On average, closing costs amount to between 2 and 5 percent of the total purchase price of a home. That can be a hefty fee, […]


What to Do When You Made a Mistake on Your Taxes

I have an embarrassing confession to make: I forgot a W-2 on my 2015 taxes. True story. I write about this stuff for a living, and I completely left out an entire W-2 from my taxes. Oops. I discovered this mistake when my husband and I applied for a mortgage in April. I’d already filed the […]


How to Decide If 529 Prepaid Tuition Plans Are Right For You

If you’ve done much research about saving for your child’s college education, you’ve likely heard of 529 (or prepaid tuition) plans. These plans offer a tax-advantaged option to save specifically for future college expenses. Typical 529 plans operate similarly to IRAs. You put money in, sometimes netting a state tax benefit, though not a federal […]


32 Ways to Save Money on Childcare

Full-time child care eats up a huge portion of families’ incomes. In fact, in some states, parents are paying more for child care than they pay in mortgage payments or rent. Whether you’re getting ready for your first baby or just looking for ways to trim your current costs, we’re here to help. I know […]


How to Maximize Your College Financial Aid Opportunities

When it comes to saving for college, many of us focus on a dollar amount. And it is good to have a goal, whether monthly, annually, or over a lifetime, for saving for your child’s college education. But what many of us don’t consider are strategies for maximizing financial aid for our children when they […]


Subscription Services: 14 of the Best Money-Savers

Monthly subscription boxes are all the rage these days. Take a quick glance online and you’ll likely find hundreds of options to suit any interest. These services deliver a themed box of something, or a collection of somethings, to your door each month. Many are just for fun, and these can make great gifts. For […]