Flexible Spending Accounts (FSAs) are also known as Flexible Spending Arrangements. These are limited-use accounts set up through an employer which allow you to save pre-tax dollars for specific types of expenses. In this guide we’ll cover everything you need to know about setting up and using a Flexible Spending Account. Unlike Health Savings […]
Until recently, student loans were about the only lending market in the U.S. that didn’t provide options for restructuring credit. You can refinance your mortgage. Refinance your car. Consolidate your credit cards. But can you refinance your student loans? Today, this just might be possible. I recently spoke with Brendan Coughlin, President of Consumer Lending […]
When it comes to choosing a credit card, my personal preference is for cards with good everyday spending rewards. If you don’t travel a lot or dine out frequently, a card that gives good rewards for gas, groceries, and other basic spending is a great option. That’s where the The Amex Everyday® Credit Card from […]
Some of the best 0% balance transfer cards offer no rewards. Some of the best rewards cards offer no 0% introductory rate. The Chase Slate is a good example of the first, offer 0% on balance transfers for 15 months with no transfer fee. The Starwood Preferred Guest® Credit Card from American Express is a good example of […]
We look at YNAB 5, the new budget software, and evaluate both the good and bad changes to this excellent money management tool. We also talk about the 2015 letter to Berkshire Hathaway shareholders and how you can get an estimate of your future social security retirement benefits.
If you’ve been looking for a cheaper way to get your taxes done, TaxAct could be the online software for you. It’s more affordable than many other software options out there, and it could prove especially helpful if you’re preparing your own taxes for the first time. Getting Started To start with TaxAct, you’ll have […]
In this podcast we look at repayment plan options for those with federal student loans. Picking the best plan can lower your payments, and potentially save you a bundle.
Consumer-driven healthcare plans are becoming more common, even with large employers who pay for some or most of their employees’ healthcare costs. These health plans are the kind that allow consumers to make more of their medical spending decisions. They also place more of the onus of paying for those decisions on the consumer. While these […]
More than 27 million taxpayers used computer software to e-file their taxes from home in 2014. Being that was two years ago, I’d venture a guess that the number has gone up since then. So, why the huge jump in e-filing taxpayers? The federal “Free File” program may be one answer. Free File is an alliance between the […]