How to Keep One-Off Expenses from Breaking the Budget

Even if you’re a budgeting machine who has it all together, you may still get surprised once in awhile. Usually, you’ll be caught off guard by one-off expenses. These are items that you should technically expect, but they tend to sneak up on many of us. After all, it can be hard to remember expenses […]


How to Value Your Non-Cash Donations Come Tax Time

Clutter can be overwhelming. It’s easy to let outgrown and unused things pile up over the years, especially if you’re not sure what to do with them. One way to clean out your closets, give back, and save money on your taxes is to donate non-cash items to charity. Whether you’re cleaning out your kids’ […]


How to Save on Closing Costs When You Buy a Home

Many future homebuyers spend years saving and planning for a down payment. But when they get ready to actually purchase a home, they’re shocked at the amount of closing costs. On average, closing costs amount to between 2 and 5 percent of the total purchase price of a home. That can be a hefty fee, […]


What to Do When You Made a Mistake on Your Taxes

I have an embarrassing confession to make: I forgot a W-2 on my 2015 taxes. True story. I write about this stuff for a living, and I completely left out an entire W-2 from my taxes. Oops. I discovered this mistake when my husband and I applied for a mortgage in April. I’d already filed the […]


How to Decide If 529 Prepaid Tuition Plans Are Right For You

If you’ve done much research about saving for your child’s college education, you’ve likely heard of 529 (or prepaid tuition) plans. These plans offer a tax-advantaged option to save specifically for future college expenses. Typical 529 plans operate similarly to IRAs. You put money in, sometimes netting a state tax benefit, though not a federal […]


32 Ways to Save Money on Childcare

Full-time child care eats up a huge portion of families’ incomes. In fact, in some states, parents are paying more for child care than they pay in mortgage payments or rent. Whether you’re getting ready for your first baby or just looking for ways to trim your current costs, we’re here to help. I know […]