4 Reasons YNAB Beats Mint Hands Down

YNAB Beats Mint

After months of debating whether to pay $60 for budgeting software, I finally took the plunge and bought You Need a Budget (YNAB). For years, I’ve used Mint. I appreciate its slick graphical interface and that it automatically syncs with my accounts. With that said, in the last few weeks, I’ve become more and more of […]

Published or Updated: December 6, 2013

6 Tools to Find Promo Codes for Just About Anything

Money Tools

You can save money on nearly anything with promo codes. Luckily, with the power of the internet, it’s now possible to quickly find promo codes for just about anything you might want to buy. Whether you’re on your way out the door to pick up some groceries, or considering a big ticket online purchase, these […]

Published or Updated: December 2, 2013

20 Easy, Affordable DIY Holiday Gifts from Pinterest

Crock Pot Apple Butter

This holiday season, you may be looking to save some cash without skimping on gifts for friends and family members. Luckily, you can have the best of both worlds with these easy-peasy, super-affordable DIY gift ideas we’ve collected from the treasure-trove that is Pinterest. I’ve carefully checked each of these gift-making tutorials, and they all […]

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Published or Updated: November 27, 2013

8 Ways to Cultivate Generosity in Your Kids Over the Holidays

Gift

You don’t need the zillions of toy-related commercials this time of year to remind you that it’s difficult to keep kids from turning into mindless consumers. What can we expect, when they’re constantly bombarded with more and more things to want or “need”? But you don’t have to throw in the towel on raising selfless, […]

Published or Updated: November 26, 2013

5 Tips to Find the Best Cyber Monday Deals

Sony Cybershot DSC-HX1

Holiday shopping season is almost upon us, and you, like many gift-givers, may be wondering how to get the best deals on all those gifts you need to buy. Savvy bargain shoppers have been working Black Friday for years, but you may be less familiar with how to get a great deal on Cyber Monday. […]

Published or Updated: November 25, 2013

5 Ways to Invest in Bitcoins

Bitcoins

Bitcoins, the most popular in a wave of electronic cryptocurrencies, are taking over the news these days. There’s the Norwegian guy who bought $27 in Bitcoins, only to find four years later, that his investment was worth nearly $1,000,000. Then there’s the first Bitcoin ATM, located inside a Vancouver, British Columbia, coffee shop. Some investors […]

Published or Updated: November 22, 2013

Low Down Payment Mortgages are Back

Mortgage

Shortly after the mortgage crash in 2008, popular low- and no-down payment mortgage options vanished from most of the market. The Federal Housing Administration was left to take on the homebuyers who couldn’t afford to put down a lot of money, many of whom were lower income or buying a home for the first time. […]

Published or Updated: November 20, 2013

How I Bought a House for Next to Nothing, and How You Can, Too

New Homes

My husband and I are in the process of “buying” a home for $0. Not kidding. I’ll admit our circumstances are so strange that seasoned mortgage loan officers scratch their heads. People just don’t get homes for nothing. But I’ve learned it is possible in many areas of the country. Read on to find out how. Our […]

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Published or Updated: November 18, 2013

How to Ditch Cable Without Starving for Entertainment

Two Movie Tickets In Front Of A Take Clapperboard And A Reel Of Movie Film

Cable TV is expensive. It was that long ago when nobody paid for Television. Then cable TV came along in the 70s, and now most everybody is paying upwards of $100 or more for a gazillion channels few ever watch. So it wasn’t surprising when a reader recently asked about how to get rid of […]

Published or Updated: November 15, 2013