Abby HayesAbby Hayes is a freelance copywriter and blogger who writes on everything from personal finance to health and wellness. She spends her spare time bargain hunting and meal planning for her family of three.

What If You Over-Contribute to a 401(k) or IRA?

We recently got this interesting question from a reader named Jeff: I know the IRS limit for 401k contributions is currently $17.5k / yr. What I want to know is what actually happens if I contribute more than that, say $20k? Do I get a stiff penalty?  Do I go to 401k jail?  Is this […]

Published or Updated: December 15, 2015

How HSA Health Plans Work

Health Savings Accounts (HSAs) are tax advantaged accounts that can be used to pay for medical care. They can also be used to save for retirement. As with other types of tax deferred accounts, however, an HSA comes with a lot of rules that must be followed. We’ll cover the requirements, rules and regulations in […]

Published or Updated: December 14, 2015

BankAmericard Travel Rewards Credit Card Review

The BankAmericard Travel Rewards card is designed for those looking for a single, all-purpose travel rewards credit card. As we’ll cover in this review, the card features no annual fee, and a simple, flat-rate rewards system. Bank of America is also offering some great bonus rewards for new card users at this time. Snapshot Here’s […]

Published or Updated: April 5, 2016

CouponCabin: Your One-Stop Shop for Savings

If you’re looking to save money shopping either online or in person, Coupon Cabin could be the “one-stop shop” you’re looking for. This service has it all: online coupons, printable coupons, searchable sales, and members-only deals. With the overwhelming number of deals, sales, and coupons available today – especially for online purchases – it’s no […]

Published or Updated: November 30, 2015

7 Tips to Find the Best Cyber Monday Deals

Holiday shopping season is upon us, and you, like many gift-givers, may be wondering how to get the best deals on all those gifts you need to buy. Savvy bargain shoppers have been working Black Friday for years, but you may be less familiar with how to get a great deal on Cyber Monday. Though […]

Published or Updated: November 30, 2015

42 Christmas Gift Ideas Under $15

Think your slim Christmas budget limits you to shoddy gifts for everyone on your Christmas list? Think again! This list of 42 gift ideas under $15 runs the gamut from hilarious gag gifts to best-selling books to toys for girls and boys. Check out the list to get great ideas for anyone and everyone on […]

Published or Updated: December 15, 2015

Chase Southwest Rapid Rewards Credit Card Review

If you love to fly Southwest and travel often, the Southwest Airlines Rapid Rewards Credit Card might be the travel card for you. With excellent rewards and a great bonus option available now, it could help you earn free airline travel. Here’s what you need to know about this travel rewards credit card: The Basics With […]

Published or Updated: February 27, 2016

The 6 Best Credit Cards for Holiday Shopping

The holiday gift-buying season can be a great time to net cash back rewards on purchases you’re already planning to make. So long as you stick to a budget, you’ll come out on top when you choose a great cash back rewards credit card for your holiday shopping. While we track the best overall cash […]

Published or Updated: December 1, 2015

Quicken WillMaker Plus 2016 Review

If you haven’t created a will – or haven’t updated yours in a while – now is the time with Quicken WillMaker Plus 2016. I was recently given a chance to review this new software from Nolo.com and would recommend it for anyone who needs to make a simple will. What It Offers Quicken WillMaker […]

Published or Updated: November 10, 2015

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