Mint.com is Closed: Here are the best alternatives.
Everyone, regardless of income level, needs a budget. Businesses survive and thrive with budgets, and it’s no different for personal finance. While business budgets might be complicated, your finances don’t have to be. Budgeting can be smooth sailing and even fun when you choose the proper budget for your goals and personal style. Managing personal…
When you think of everything you wish you were doing on a Saturday afternoon, I’m confident the first 5,000 or so ideas would not include “What a perfect day to review my budget!” For too many, creating a budget is unpleasant but unbelievably important if you want a healthy financial life. Even more important is…
My husband and I have used many budgeting tools, including Rocket Money and YNAB. We still use (and love!) YNAB, but it left us with a gap: cash flow planning. Unfortunately, we’re still not accustomed to YNAB’s month-ahead spending goal. That means our checking account ebbs later in the month, and we must be more…
For many, budgeting is about as appealing as a root canal. Yet, failing to budget can result in overspending. One budget that enables you to control spending without feeling you have to watch every dime is the 50/30/20 budget rule. The 50/30/20 budget rule gives grace for spending while keeping savings and investing a priority….
Combining finances with a spouse marks a significant milestone in any relationship, symbolizing a union of hearts and a melding of financial lives. While full of promise, this step brings complexity that demands careful consideration and planning. The decision to combine finances with your spouse can pave the way for a harmonious partnership, fostering transparency…
Have you tired of living paycheck-to-paycheck, dealing with that relentless feeling that no matter how hard you work, you never move ahead? Or, maybe you’re on maternity leave and dealing with a significant pay cut for a few months. Or maybe you’re dealing with a spouse’s job loss or have lost some of your freelance…
I hate budgeting. I’ve tried using Quicken, YNAB, and even fancy spreadsheets. The results are always the same. I start strong, but within a few weeks, I lose interest in the time-consuming chore that budgeting can be. The problem is that I still need to manage my money. So, what do I do? I confronted…
If you’re one of the 44% of Americans who set a New Year’s resolution, chances are, you’re focusing on one of four goals — to exercise, eat better, lose weight, or save money. Whether you’re a New Year’s resolution devotee or not, it’s the perfect time to evaluate your finances and fine-tune your approach to reaching…
When your bank account is depleted, a $35 insufficient funds charge hits hard. And you involuntarily contribute to the $15.5 billion pool of money banks collect from Americans in overdraft charges. Brigit is an app that offers to help users avoid falling into the overdraft trap. It can also help improve your finances through cash…