5 Factors to Consider Before Using a HELOC for Your Emergency Fund

A reader named Brian asks whether it’s a sound move to use a home equity line of credit as an emergency fund: Rob, I enjoy your podcast, and I have great respect for your approach to personal finance. The 31-Day Money Challenge actually had me looking forward to my daily commute. I have a simple […]

Published or Updated: April 15, 2014

Best Interest Rates for April 2014

Best Interest Rates

Finding the best interest rate is a lot easier today than it was even a few years ago. Here at Dough Roller we track rates on everything from checking and savings accounts to mortgages to CDs. It occurred to me, however, that there was no one single page on the site where you could find […]

Published or Updated: April 16, 2014

Capital One 360 Black Friday Cash Bonus Deal

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Update: Although the Black Friday deal is over, Capital One 360 still offers some of the best interest rates available on savings and checking accounts and a $50 bonus when you open a checking account. You can check out my review of Capital One 360 or go straight to Capital One 360′s website for all […]

Published or Updated: December 6, 2013

GE Capital Bank Review

Coin Dropping Into Piggy Bank

In January, 2013, GE Capital Bank acquired MetLife’s online bank, creating the new GE Capital Online Bank. This online bank offers great yields and several good Certificate of Deposit options, but a quick online search also turns up hundreds of customer complaints. So what’s the real deal? Is GE Capital Bank worth checking out? As […]

Published or Updated: September 25, 2013

Barclay’s Bank Review

Barclay Online Bank

Voted one of the best banks in America by Money Magazine in 2012, Barclays Bank is a great option for a high-yield online savings account. Relatively new, Barclays’ online division for US customers offers some of the highest savings account yields out there. Even though Barclay’s online banking option is new, the bank itself is […]

Published or Updated: March 24, 2014

4 Options When You Can’t Open a Bank Account

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According to CNN Money, about 15% of bank account applicants are denied regular savings and checking accounts because of their banking history. Banks usually get information about this history from a company called ChexSystems, which maintains a file of information on your checking account history similar to your credit report. ChexSystems, which is governed by […]

Published or Updated: October 19, 2013

5 Places to Invest Your Cash

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Are you one of those people who has a lot of cash on hand? Maybe you’re getting ready for a home purchase, or you just received a bonus, or you want to know where to keep your emergency fund. Is it worth it to buy a CD? Should you keep it in a high yield […]

Published or Updated: March 24, 2014

8 Banking Options for College Students

College Student

If you held a part-time job in high school, you may have a bank account or even a credit card in your name. But if you didn’t work — maybe you just cashed those babysitting checks — you may not be used to dealing with more than just some money in your pocket. In college […]

Published or Updated: July 23, 2013

20 of the Best Checking Account Promotions and Deals

Capital One 360

We just opened a new checking account at Capital One 360 (formerly ING Direct). We not only got a $50 bonus, but we earn interest on our balance. This experience got me to wondering just how many great checking account promotions are available. With a little bit of research, we came up with what I […]

Published or Updated: July 4, 2013