About
The Dough Roller is a blog about money. How to make it, give it, save it, and spend it in a way that moves us closer to financial independence.
We discuss everything from asset allocation to zero coupon bonds, from savings yields to real estate investing, and from raising financially fit kids to raising financially fit parents (yes, even our parents need raising now and again–at least mine do). Your comments are what make this blog interesting and are welcomed, encouraged and greatly appreciated.
Behind the Dough Roller
DR
DR founded the Dough Roller in May 2007. The mission of Dough Roller is to help people make sense out of the ever more complicated world of personal finance, investing, and money management. What started out as a simple blog about money has turned into a website enjoyed by nearly 2 million visitors a year. DR’s articles on personal finance have been syndicated to MSN Money, U.S. News & World Report, and Yahoo! Finance.
DR has invested in the stock market for nearly 20 years and real estate for more than five. He holds a law degree from Boston University and an undergraduate degree in English. He lives in Virginia with his wife of more than 20 years, their two teenaged children, and their Shih Tzu, Sophie:

Michael
Michael has been part of DoughRoller.net since 2009 and became an instant expert at paying down debt when he amassed more than $225,000 of it obtaining a Mathematics undergraduate degree from the University of Miami. Enjoying the sunny skies of Miami, Michael works with most major US Banks on the development and marketing of their credit card products, which allows him to presents unique bonus offers to DoughRoller readers.
In the next few years, Michael plans to get married, buy a home in the northeast where the weather actually changes, and start a family (in that order). For now, he’s just putting every penny he has into paying off debt while rebuilding his credit score.
Topics
We cover just about every topic involving money:
Banking: From the best bank rates to making the most of CD ladders, we cover everything to help you make the most of your money:
- Best Online Banks
- Best CD Rates
- High Yield Savings Account Rates
- Free Online Checking Accounts
- No Penalty CD Rates
- Today’s Mortgage Rates
Credit: A good credit score can help you save thousands of dollars on everything from home mortgages to credit cards to even auto insurance:
- How to Get Your FICO Credit Score for Free
- Credit Score vs. Credit Report–What’s the difference?
- Does Bouncing a Check Affect Your Credit Score?
- Do Balance Transfers Hurt Your Credit Score ?
- What is a Good Credit Score?
Credit Cards: From cash back to travel rewards to 0% intro offers, we cover some of the best credit card offers available:
- Balance Transfer Credit Cards
- Cash Back Credit Cards
- Instant Approval Credit Cards
- 0% Credit Cards
- Travel Reward Credit Cards
- Low Interest Credit Cards
- Prepaid Credit & Debit Cards
- Bad Credit Credit Cards
- American Express Credit Cards
- Chase Credit Cards
- Citi Credit Cards
- Discover Credit Cards
- Orchard Bank Credit Cards
Investing: Investing articles cover everything from the best discount brokers to retirement investing:
- Best Discount Brokers
- Morningstar Users Guide
- Best Discount Brokers for IRA Retirement Accounts
- Online Brokers That Pay interest on Cash
Personal Finance: From managing our money to developing good spending habits, we cover the entire scope of personal finance issues:
- 10 Online Budget Tools
- How to Get Out of Debt Fast | 23 Tips and Tools
- How To Become A Millionaire | 5 Practical Steps Anybody Can Follow
Retirement-Planning: It seems to be getting harder and harder to save for retirement. To help you get a head start on your golden years, you’ll find articles on everything from 401(k)s and IRAs to retirement investing and retirement living.
- 11 Online Retirement Calculators
- Dave Ramsey’s Step #4: A Visual Guide to Saving 15% for Retirement in a Roth 401(k)
- Are you Saving Enough for Retirement? Check Out This Rule of Thumb
- Reader question: Should you invest in a 401(k), a Roth IRA, or pay off credit card debt?
Smart Spending: One of the easiest ways to build wealth is to spend money smartly. From finding good deals to making every dollar last, we cover it all:



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