Abby HayesAbby Hayes is a freelance copywriter and blogger who writes on everything from personal finance to health and wellness. She spends her spare time bargain hunting and meal planning for her family of three.

5 Tools to Calculate the Value of a College Degree

It is no secret that college degrees are expensive, but most parents still envision a college degree for their children. In October 2014, 68.4 percent of 2014’s high school graduates were enrolled in colleges or universities. However, with the average student loan debt at $28,400 and climbing, parents and students alike are putting more thought […]

Published or Updated: October 12, 2015

This Woman Increased Her Credit Score 354 Points By Writing Letters

If we’ve said it once, we’ve said it a thousand times: there’s no magic solution for increasing your credit score. With that said, you can take some fairly simple steps that might dramatically boost your score. One woman did, and she increased her score by a whopping 354 points! Melissa’s Story According to this story […]

Published or Updated: October 5, 2015

Make Meal Planning Easy: $5 Meal Plan Review

As a working mom trying to feed a picky husband and a pickier preschooler, meal planning is basically the bane of my existence. I’m always looking for a simpler, easier way to plan meals, grocery shop, and cook – without spending a fortune. At the same time, I want to be healthy, and I want […]

Published or Updated: September 21, 2015

Republic Wireless vs. Cricket

If one of your biggest monthly expenses is your cell phone bill, you’re not alone. With major wireless carriers charging more and more for their services, many consumers are looking for a way to cut costs in this area. Luckily, new service providers are popping up all the time, and they’re offering better coverage for […]

Published or Updated: September 7, 2015

8 Ways to Increase Your Income without Going Back to School

When it comes to dreams of a higher income, your first inclination may be to go back to school. Maybe you feel that you’ve hit a wall in your current career and feel the need to launch a new one. Or maybe you feel that an MBA or similar additional degree is the answer to […]

Published or Updated: September 4, 2015

Citi® Double Cash Card Review

The Citi® Double Cash Card  is a great option if you’re looking for an everyday use rewards card. Like many of today’s cash back credit card options, it doesn’t have a lot of purchase restrictions. You can earn 1% cash back – unlimited – on any purchase you make with the card. Unlike most other […]

Published or Updated: September 28, 2015

Synchrony Bank Review

Click here to go directly to Synchrony BankSynchrony Bank is a newcomer to the online banking market, and it offers an interesting blend of old-fashioned and high-tech banking. Like many online banks, it runs on a lightweight business model so it can offer lower fees and higher rates of return. Unlike online-only banks like Ally, […]

Published or Updated: September 24, 2015

Roth IRA Contribution and Income Limits for 2014 & 2015

The IRS recently released its 2015 update to income and contribution limits for Roth IRAs.  As detailed below, the contribution limits for a Roth IRA are unchanged for 2015–still $5,500.  The catch-up contribution for those 50 or older, which is not indexed for inflation, remains $1,000.  The income limits to qualify for a Roth IRA, however, […]

Published or Updated: March 25, 2015

DR 093: 401(k)s vs. IRAs: What are the Pros and Cons?

In the world of tax-advantaged retirement savings accounts, there are plenty of options. But the two most commonly-used options are the 401(k) and the IRA. Both come in traditional (save taxes on contributions) and Roth (save taxes on withdrawals) options. While there are many similarities between a 401k and an IRA, there are also some […]

Published or Updated: July 25, 2014

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