Abby HayesAbby Hayes is a freelance copywriter and blogger who writes on everything from personal finance to health and wellness. She spends her spare time bargain hunting and meal planning for her family of three.

Roth IRA Contribution and Income Limits for 2014 & 2015

Roth IRA Contribution and Income Limits

The IRS recently released its 2015 update to income and contribution limits for Roth IRAs.  As detailed below, the contribution limits for a Roth IRA are unchanged for 2015–still $5,500.  The catch-up contribution for those 50 or older, which is not indexed for inflation, remains $1,000.  The income limits to qualify for a Roth IRA, however, […]

Published or Updated: November 5, 2014

DR 093: 401(k)s vs. IRAs: What are the Pros and Cons?

401k vs IRA Retirement Accounts

In the world of tax-advantaged retirement savings accounts, there are plenty of options. But the two most commonly-used options are the 401(k) and the IRA. Both come in traditional (save taxes on contributions) and Roth (save taxes on withdrawals) options. While there are many similarities between a 401k and an IRA, there are also some […]

Published or Updated: July 25, 2014

9 Credit Cards That Offer Free Airline Companion Tickets

Credit Cards with Free Airline Tickets

Credit card companies are constantly closing loopholes to make airline rewards less valuable. Taxes, fees, and limited availability all eat into the value of your credit card miles. But as airfare gets ever more expensive, one credit card reward becomes more valuable – companion tickets. Many of today’s top airline reward credit cards offer free […]

Published or Updated: July 31, 2014

The 10 Best Ways to Get FREE Flights

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Want to travel, but don’t want to shell out hundreds for plane tickets? I don’t blame you. With rising airline rates, the plane ride to get to your destination could easily be the most expensive part of your trip. But if you’re smart about it, there are plenty of options for getting free flights. In […]

Published or Updated: July 4, 2014

Synchrony Bank Review

Loyalty   About Us   Optimizer Plus   GE Capital Retail Bank1

Synchrony Bank is a newcomer to the online banking market, and it offers an interesting blend of old-fashioned and high-tech banking. Like many online banks, it runs on a lightweight business model so it can offer lower fees and higher rates of return. Unlike online-only banks like Ally, Synchrony has a physical location in Bridgewater, […]

Published or Updated: December 4, 2014

5 Ways This Government Website can Help Your Finances (Yes, a Gov’t Website That’s Useful)

CFPB

It’s not often that we use the words “government” and “useful” in the same sentence (at least without the word “not” in between). But we had to share one great money tool that is in fact a government website. Yes, it’s actually run by the government, and it’s a great resource for a lot of […]

Published or Updated: May 29, 2014

Pinterest Roundup: 10 Frugal Summer Activities for Kids of All Ages

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Ah, summer time. Birds, bees, flowers, warm weather – and the bane of all parents’ existence. Summer means long days and no school. And you might find your kids getting bored more easily than you thought possible. Before you drop money on an expensive vacation or new toys, check out these 10 frugal summertime activities […]

Published or Updated: May 15, 2014

Keep on Keeping On When Paying Off Debt

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Have you been following our journey towards debt freedom so far? If not, catch my previous posts for January, February, and March. I worked up yet another depressing debt payoff chart today. It feels like we were spinning our wheels this month – getting nowhere. But the fact of the matter is that we’re doing […]

Published or Updated: May 7, 2014

How To Get Your REAL Credit Score – The One That Lenders See

Real Credit Score

A reader recently wrote in asking about credit scores. She wanted to understand why the credit score she received from the credit bureaus was different than the score used by her bank. Here’s her question: Q: I enjoy reading your blog. I have one question regarding the credit scores. I checked my credit scores with […]

Published or Updated: April 24, 2014