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8 Simple Rules for Borrowing Money From Friends and Family

8 Simple Rules for Borrowing Money From Friends and Family

American novelist Mario Puzo says, “Friendship and money: oil and water.” He may not be correct 100% of the time, but he has a point. Mixing relationships and money can have disastrous consequences, ranging from never seeing your $20 again to burning relationships. And it goes both ways, whether you’re the one borrowing money or the one…

12 Simple Ways to Improve Your Credit Score Today

12 Simple Ways to Improve Your Credit Score Today

Navigating the complex world of credit can feel like a daunting task. Understanding how to increase your credit score is a crucial step towards taking control of your finances. A good credit score not only opens the door to better loan terms and interest rates, but also reflects your financial reliability to potential lenders, landlords,…

14 Things Every High School Student Should Know About Money

14 Things Every High School Student Should Know About Money

Have you noticed that most personal finance advice is written for people already in a financial mess? Take, for example, one of the most popular personal finance books of all time–Dave Ramsey’s The Total Money Makeover. That book has helped millions. But it’s written for those who have made poor financial decisions. But what about…

Should You Combine Finances with a Spouse?

Should You Combine Finances with a Spouse?

Combining finances with a spouse marks a significant milestone in any relationship, symbolizing a union of hearts and a melding of financial lives. While full of promise, this step brings complexity that demands careful consideration and planning. The decision to combine finances with your spouse can pave the way for a harmonious partnership, fostering transparency…

How To Build An Emergency Fund – 8 Simple Steps to Get You Started

How To Build An Emergency Fund – 8 Simple Steps to Get You Started

Emergencies seem to wait for the most inopportune time to strike. Even with $1,000 saved, you may have a tough time weathering a financial emergency that lasts longer than a month. But the 24% of Americans with zero dollars set aside are the most financially vulnerable. If you have little to no savings, now is…

100 Quick and Easy Ways to Improve Your Finances

100 Quick and Easy Ways to Improve Your Finances

Anyone who has their finances in order will tell you it’s not a set-it-and-forget-it type of system. Situations are always changing and it’s important to always keep an eye on your budgets, your income, your spending, and your investments. This does not mean you have to hover over these things 24/7 but it does mean…