Today’s Top Stories

5 Ways Early Retirees Can Avoid the 10% Penalty on Early Distributions

One of the conundrums faced by anyone who wants to retire early is the 10% additional tax on certain early distributions from many retirement accounts.  For example, if you retire at 50, you won’t be able to access pre-tax retirement accounts without incurring the 10% additional tax, unless you qualify for one of the exceptions […]

Citi® Double Cash Card Review

The Citi® Double Cash Card  is a great option if you’re looking for an everyday use rewards card. Like many of today’s cash back credit card options, it doesn’t have a lot of purchase restrictions. You can earn 1% cash back – unlimited – on any purchase you make with the card. Unlike most other […]

Recent Articles

a complete list of best airline credit card signup bonus offers

A Complete List of Credit Card Miles Signup Bonus Offers

If you’re looking for ways to save on airfare, it might make sense to consider a co-branded credit card that offers airline miles for your everyday spending. Many of these cards work in conjunction with popular airlines to offer points or “miles” that you can redeem for free airfare, seat upgrades, airline status, and other […]

9 Car Shopping Tools to Make Buying a Car Painless

9 Car Shopping Tools That Make Buying a Car Painless

Preparing to purchase a car can certainly be fun, but it can also be an extremely stressful if you don’t have your ducks in a row. Between finding the right model and searching for the best price, you can literally can spend hours sifting through information for your search. And, if you don’t know what […]

Working in the Library

My Library

In the weekly newsletter that goes out every Saturday evening, I include books that I’ve been reading. Most, but not all, relate to finances and investing. I try to read at least one book a week, and the list has grown significantly in just the past few months. In response to an email from a […]

should you get a credit card to build credit history

Should You Get a Credit Card to Improve Your Credit?

Recently, a reader named John emailed for advice on building credit from scratch: “I am 29 years old, I have no debt (never liked debt, pay with debit for everything) and I have never had a credit card. The result is I don’t think I have a FICO credit score, or at least Credit Karma […]

increase returns without increasing risk

A Simple Way to Increase Your Returns Without Increasing Risk

In this podcast, we look at how you can increase your returns without increasing the overall risk to your portfolio. I call it the asset class swap, and it’s incredibly easy to do. Here’s how it works. From time to time an asset class becomes significantly overvalued or undervalued. This happened last year with REITs. […]

401K

Calculating the Value of a 401k or IRA Retirement Account

A reader named Jen recently sent me an email about 401k retirement accounts. James Altucher, a former hedge fund manager, had posted a video on Business Insider on why you shouldn’t invest in a 401k. When I first saw the video, I thought it was a parody. I didn’t realize he was being serious! Here’s […]

Republic Wireless vs. Straight Talk vs. Virgin Mobile

Republic Wireless vs. Straight Talk vs. Virgin Mobile

Republic Wireless, Straight Talk and Virgin Mobile are three of the top competitors within the discount cell phone and service market. All three attract customers who are looking to get away from the high cost, contract-heavy world of traditional cell phone providers. However, the services they provide are vastly different – with huge disparities in […]

what if

What if . . .

My brother and I were playing chess they other day. He had a winning move that we both missed. After the game we found it, and why we both missed is the inspiration for this article. The move we missed involved moving his Rook next to my King. My King would have been in check, […]

Credit Sesame

Get Paid to Get Your Free Credit Score

It use to be a big deal to get your credit score for free. Many websites offered a free trial, but then began charging your credit card after the trial period ended. Then came along the likes of Credit Sesame, Credit Karma, and Quizzle, which give you access to your credit score for free. Now […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.