How to Find Extra Cash to Put Toward Your Debt

January 26, 2012

Welcome to our week-long series on crushing your credit card debt. In this fourth of five articles, we look at several ways to free up extra cash to put toward your credit card debt. Photo Credit: Rocpoc In yesterday’s article about using the debt snowball, we saw how even an extra $50 a month toward [...]

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How a Debt Snowball Can Reduce and Then Eliminate Your Debt

January 25, 2012

Welcome to our week-long series on crushing your credit card debt. In this third of five articles, we look at how to supercharge your get out of debt program with the Debt Snowball. Let’s cut right to the chase. Using the debt snowball method can save you thousands of dollars in interest payments and significantly [...]

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How to Lower the Interest Rate on Your Credit Cards

January 24, 2012

Welcome to our week-long series on crushing your credit card debt. In this second of five articles, we look at several ways to easily lower the interest rates on your cards. The average credit card interest rate is just above 14 percent. But averages can be misleading. Actual credit card interest rates range from a [...]

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How to Break Your Credit Card Addiction

January 23, 2012

Welcome to our week-long series on crushing your credit card debt. In this first of five articles, we look at the most important part of tackling credit card debt–stop going into more debt Without a doubt, the hardest part of getting out of credit card debt is avoiding new debt. Our society has grown so [...]

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How to Crush Your Credit Card Debt Once And For All

January 22, 2012
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Photo Credit: P.A. King According to the latest statistics from the Federal Reserve, Americans have a total of $798 billion in revolving debt. The vast majority of this debt is on credit cards. To put this in perspective, this amounts to about $15,799 for each household with credit card debt. As someone who had to [...]

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YAP Prepaid MasterCard Review

January 21, 2012

You’ve probably never heard of the YAP Prepaid MasterCard. While it’s not the most popular prepaid card, there were two things about this card that caught my attention. First, as I’ll explain below, it has really low fees. And second, it enables you to send and receive money from your cell phone. In fact, YAP [...]

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5 Online Tools for Tracking Your Cash

January 19, 2012

I often think of my mom and her frugal ways. She was a budget goddess. In the days before the pc, lap top, tablet and smart phone phenomenon, she implemented a budget system that anyone could manage – anyone who was committed that is. It was the envelope system. When the paycheck came home my [...]

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Cash or Credit – How Should You Pay?

January 18, 2012
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Photo: Rareclass Trying to figure out the best way to manage your money takes some careful thought. One money management question we face everyday is deceptively simple–should you pay with cash or credit. On the surface the choice between paying with cash or using a credit card seems straightforward. Many of us make this decision [...]

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Slate from Chase 15 Month Balance Transfer with $75 Bonus

January 17, 2012

UpdateThis version of the Slate from Chase credit card is no longer available. However, Chase now offers the card with 0% for 15 months with no balance transfer fee. You can check out the details in our Slate from Chase review. Chase has launched yet another credit card focused on interest free purchases and balance [...]

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