Today’s Top Stories

14-Step Guide to Getting a Great Deal on a Used Car

With dozens of online tools and apps available to car buyers, finding a new car is easier than ever. But all the tools in the world can’t negotiate a great deal for you. If you’re going to find a good car at a good price, you need to be prepared before ever stepping foot onto a […]

Is P2P Lending a Good Investment?

If you’re tired of fixed rate investments that pay next to nothing, you may find salvation in the growing peer-to-peer lending (P2P) market. This type of investment comes with more risks than with those you’ll find elsewhere, but there’s potential for greater earnings as well. Before taking the plunge, however, it’s important to understand how […]

Recent Articles

Online vs. Traditional Banking

Online vs. Traditional Banking: Which is Better?

According to credit behemoth Discover, 82% of U.S. customers used online banking in the last 30 days. But they aren’t just using a standalone computer for their banking needs; they’re turning to smartphones, tablets, and other mobile devices to get the job done. In fact, according to recent data, the number of people banking on […]

3 Reasons to Cheer a Falling Stock Market

3 Reasons to Cheer a Stock Market Crash

The stock market has been on a roller coaster ride this month. Just over a week ago the S&P 500 fell from over 2,100 to below 1,900, a drop of more than 10%. Then it recovered to finish last week at just under 2,000. What a ride! The financial press had a field day. Here […]

Ways Early Retirees Can Avoid 10 Percent Penalty on Distributions

5 Ways Early Retirees Can Avoid the 10% Penalty on Early Distributions

One of the conundrums faced by anyone who wants to retire early is the 10% additional tax on certain early distributions from many retirement accounts.  For example, if you retire at 50, you won’t be able to access pre-tax retirement accounts without incurring the 10% additional tax, unless you qualify for one of the exceptions […]

Citi Double Cash Card

Citi® Double Cash Card Review

The Citi® Double Cash Card  is a great option if you’re looking for an everyday use rewards card. Like many of today’s cash back credit card options, it doesn’t have a lot of purchase restrictions. You can earn 1% cash back – unlimited – on any purchase you make with the card. Unlike most other […]

The Perfect Asset Allocation Plan

The Perfect Asset Allocation Plan

All to often we make investing far more complicated than it really is. I was guilty of this when I first started investing back in 1993. Like the search for the Holy Grail, I was convinced that there was a perfect asset allocation plan. And I searched for it. I spent hours upon hours trying […]

CommonBond: Crowdfunding for Student Loans

Review of CommonBond: Crowdfunding for Student Loans

Crowdfunding has come to the student loan world, and it’s being led by a platform known as CommonBond. Based in New York City, CommonBond is a web platform designed to provide student loans to graduate students. As a for-profit company with a “strong social mission,” CommonBond has funded or refinanced over $200 million in student […]

How to Invest During Retirement

How to Invest During Retirement – An Interview with Dr. Wade Pfau

Imagine you spend 30 or 40 years saving and investing for retirement. With a long investing horizon, you stick with an aggressive asset allocation of 70% or more in equities. Now it’s time to retire and start spending some of your wealth. How should you invest? It’s a tricky issue. On the one hand you […]


Chase Bank Checking and Savings Cash Bonus Deals (up to $300)

Chase Bank is offering some excellent cash bonuses on new checking and savings accounts. You can earn a $300 bonus when you open a Chase Premier Plus CheckingSM account and set up direct deposit; a $150 bonus when you open a Chase Total Checking® account and set up direct deposit; and a $100 bonus when you open a Chase […]

How Much Should You Put Down On a House?

How Much Money Should You Put Down on a House?

Not everybody has the luxury to make a down payment of a home of more than 20%. But if you do, how do you decide just how big of a down payment to make? That’s the question we received recently from a reader named Kevin: Here’s the email: Hi Rob, My wife and I are […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.

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