Today’s Top Stories

Everything You Need to Know About the FICO Score 9

Did you know that credit scoring models are constantly evolving? Many consumers have an idea of what goes into a credit score–payment history, account balances, account mix, etc. But they don’t know that the way lenders look at these items is constantly fluctuating. As further evidence of this, we now have a brand new credit […]

The 10 Most and 10 Least Expensive Cars To Insure

Have you ever moved, whether it be across the country or merely to the next neighborhood, just to learn that your auto insurance rates skyrocketed as a result? What gives? It seems ridiculous that even the smallest of changes can result in a change in auto premiums, but sure enough, it happens. Fact of the […]

Recent Articles


What Is Financial Independence and How Do You Achieve It?

Financial independence – everyone wants it, but not everyone achieves it. Why? The reason is probably that financial independence is a process. It requires effort and commitment over a long period of time. Everyone’s definition of financial freedom is unique, which means that the path they take will be unique to them, too. Unless you’re […]


How Benjamin and Albert Can Help Organize Your Finances

The fintech space is getting crowded. Mint, Personal Capital, Stash, Acorns, Simple… you name it, and there is an app or website for whatever flavor of personal finance action you want. Well, there are two new products in town that are threatening to change the game. Albert, a standalone account aggregator, offers financial health scores […]


11 Smart Money Moves to Supercharge Your Finances

Big things come in little packages. That’s true in a lot of areas of life, and it’s certainly true when it comes to money. In fact, some of the most important and effective money moves you can make are quick, easy, and really powerful. As we approach the end of the 2016, I thought it […]


Real Estate Versus Stocks: Where Should Your Nest Egg Go?

There is a debate that comes up often when discussing long-term investing. Are real estate ventures or stocks the better choice for investing, either for early retirement or financial freedom? Let’s take a look at the rates of return on investment in both stocks and real estate, and see how they compare. The Long-term Performance […]


Pros and Cons of Prepaid Cell Phone Plans

Think about how much you paid per-minute on your first cell phone. Quite a bit, right? It seems as though phone plans today are cheaper than ever before — so why are we actually spending more money than ever on our cell phones? According to the Bureau of Labor Statistics, the average cost increased more […]


How to Pick a Blog Topic for Your Online Business

Welcome back for week 2! In last week’s podcast, DR 218, we covered a 100,000 foot level view of what it takes to start your own online business. At the end, I assigned some homework: figure out what your business is going to be about. Did you decide? Well, if you had trouble, no worries. […]


How to Access Traditional Funds In Early Retirement

Saving for retirement can be one of those things that is simple, but not easy. If you are like most people, you probably spend a lot of time and energy worrying about getting the money into your retirement accounts in the first place and haven’t considered how you’ll get it out. In practice, adequately funding […]


How to Decide if Whole Life Insurance is Right for You

Insurance, as a whole, is confusing at best. Moreover, life insurance is just one of the myriad of insurance types available, and it comes in many different forms. In my last article, I discussed the merits of term and permanent (sometimes called ‘whole’) life insurance. The conclusion was that term is, for most people, the […]

Negative Sign

When Do Negative References Get Removed From Your Credit Report?

These days, an individual’s successes, education, and even personality traits can all be found on “records.” We utilize LinkedIn accounts to spell out our career history and achievements. Our social media footprint can show strangers where we went to school, which marathon we ran last year, and how we take our coffee. These breadcrumbs follow […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.

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