Today’s Top Stories

DR 127: iQuantifi–Interview with its Founder Tom White

Robo-advisors are all the rage today. These online tools help automate investing, from picking an asset allocation plan to buying the mutual funds or ETFs to rebalancing. What they don’t do, however, is help us with broader financial planning tasks. Enter iQuantifi. Founded by Tom White, a former financial planner and investment advisor, iQuantifi is […]

DR 126: The Most Popular Personal Finance Books

In last week’s newsletter I asked the following question: What is your favorite book about money. Some of the responses listed popular books. Some mentioned books that were new to me. Here are the results: The Millionaire Next Door by Thomas J. Stanley Ph.D: By far the most popular response, this book is one of […]

Recent Articles

Pepsi Quote Morningstar

DR 116: Dividend Investing (Part 3)–Dividend Growth

This is the third article in an ongoing series on dividend investing. In part 1 we started with an introduction to dividends. In part 2 we examined how dividends work in conjunction with mutual funds. Today we are going to look at dividend growth. My goal for this article and podcast is to convince you […]

DR 115: How to Prepare Your Spouse to Invest When You Are Gone

In many families, one spouse handles the investments. As for the other spouse, he or she often has little interest in understanding mutual funds, ETFs, asset allocation, or retirement accounts. Yet what would happen if the one handling the investments were to die or incapacitated. How would the non-investing spouse handle this important responsibility? The […]

Should You Use a Roth IRA as an Emergency Fund?

Should you put your emergency fund in a Roth IRA? If you’re considering this option, you’re not alone. Here is an email from a reader named Thomas asking whether it’s wise to rely on Roth IRA in the case of emergencies: Q:I was wondering what you thought about using Roth IRAs for storing emergency/savings funds? […]

Personal Capital Net Worth

DR 114: 3 Tools to Track Your Net Worth

Tracking your net worth is an essential step to managing your finances. In a single number your net worth can measure your financial progress, whether you are climbing out of debt, building an investment portfolio, or both. We’ve covered how to track your net worth in the past. Recently I received an email from a […]

Vanguard 529 Map

DR 113: How to Invest in a 529 Plan

How should you invest money in a 529 plan? These college savings plans present some unique investing challenges. On the one hand you want the money to grow to at least keep up with the rising cost of college. On the other hand, there is a limited time horizon. Assume too much risk and the […]

Vanguard Investments

Should You Hire an Investment Advisor to Manage Your Investments?

With the advent of low cost index funds, the case for an expensive investment advisor grew considerably weaker. As technological advances have given way to robo-advisors (e.g., Betterment and Wealth Front), the case in favor of expensive advisors has all but cratered. It was with this background that I read the following email from a […]

Changes in FICO Score

DR 112: 7 Things that Cause Your Credit Score to Fluctuate from Month-to-Month

Have you ever paid off a debt only to find that it caused your credit score to drop? That’s exactly what happened to Lakisher, a listener who graciously sent me the following email: “I have a question. I think I know the basics of my credit and credit report but I recently paid off my […]

What to do with 401k when leaving a job

DR 111: What Should You Do With Your 401k When You Leave Your Job

What should you do with your 401k or 403b when you leave your job? This is a question that confronts more and more people. According to the Department of Labor young Baby Boomers held on average 11.3 jobs from age 18 to 46. So it was no surprise when I received the following email from […]

Guide to Cash Back Credit Cards

DR 110: The Complete Guide to Cash Back Credit Cards

Recently two readers emailed me about cash back credit cards. Their questions prompted me to put this guide together to help readers better understand, compare, and choose a cash rewards credit card. First let’s look at the emails. From a reader named Pop: You have a great post on a strategy to use cash back […]

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Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.