Mint.com is Closed: Here are the best alternatives.
The Federal Reserve last raised interest rates by 0.25% on July 26, 2023. The hike is an effort to help bring inflation down. While higher interest rates are not great for borrowers, they are excellent for savers. If you’re in search of the best interest rates for your money, look no further. Our list of…
I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?” After running through the various options in my head, I remembered something about my parents’ portfolio. My extremely risk-averse parents continue to keep nearly all…
If you are in the market for a new savings or checking account, signing up for one with a bonus promotion is a great way to earn a little extra cash for your efforts. All bank promotions have some sort of hoops to jump through to qualify. Most, but not all, bank bonuses and promotions…
For many, budgeting is about as appealing as a root canal. Yet, failing to budget can result in overspending. One budget that enables you to control spending without feeling you have to watch every dime is the 50/30/20 budget rule. The 50/30/20 budget rule gives grace for spending while keeping savings and investing a priority….
With more online banks available now than ever before, finding the best online bank has never been easier. In this article, we’ll explain how online banks work, whether or not they are safe, and compare how they differ from traditional banks. We’ll also explore some of the advantages and disadvantages of using online banks as…
If you held a part-time job in high school, you may have a bank account or even a credit card in your name. But if you didn’t work — maybe you just cashed those babysitting checks — you may not be used to dealing with more than just some money in your pocket. In college…
I’ve had a checking account since college, and frankly, it’s hard to imagine living without one. For some people, however, getting approved for a traditional checking account is impossible. And that’s where a second chance checking account can help. The best second chance checking accounts are the ones that allow you to make purchases without…
With the revolt against bank fees in the news, I thought it was a good time to highlight some free checking account options. The great thing about online banks is that not only are their checking accounts free, but many of them even pay interest or offer solid perks and rewards. For those that pay…
Online savings accounts are one of the best places to stash your cash. Also called high yield savings accounts, you earn some of the highest available interest rates for a savings account, and you get the convenience of online account management and easy transfers to and from your existing bank accounts. Recently, a reader e-mailed…