Mint.com is Closed: Here are the best alternatives.
The Federal Reserve last lowered interest rates by 0.25% on November 7, 2024. Lower interest rates are great for borrowers, but not for savers. If you’re in search of the best interest rates for your money, look no further. Our list of highest interest rates for savings, CDs, and checking accounts focuses on financial institutions…
I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?” After running through the various options in my head, I remembered something about my parents’ portfolio. My extremely risk-averse parents continue to keep nearly all…
For many, budgeting is about as appealing as a root canal. Yet, failing to budget can result in overspending. One budget that enables you to control spending without feeling you have to watch every dime is the 50/30/20 budget rule. The 50/30/20 budget rule gives grace for spending while keeping savings and investing a priority….
If you held a part-time job in high school, you may have a bank account or even a credit card in your name. But if you didn’t work — maybe you just cashed those babysitting checks — you may not be used to dealing with more than just some money in your pocket. In college…
With the revolt against bank fees in the news, I thought it was a good time to highlight some free checking account options. The great thing about online banks is that not only are their checking accounts free, but many of them even pay interest or offer solid perks and rewards. For those that pay…
A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest rates could rise in the near term. Below you will find the best 3-month CDs and we’ve also included a couple that have 4-month terms….
A 6-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest rates could rise in the near term. The best 6-month CDs will be the ones with an excellent interest rate, reasonable early withdrawal penalties, and…
If you’re looking for a simple way to grow your savings, 1-year CDs are a great option. In this article, we’ve rounded down some of the best 12-month CD rates. We’ve focused on banks and credit unions that have low minimum deposit requirements, no extra fees, and are available nationwide. We’ve also included CDs with…
A 2-year CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the interest rate risk of longer-term CDs and other fixed-income investments. Below we list the best 2-year CD rates in our database, ordered from highest APY to lowest. Note…