Today’s Top Stories

DR 107: Monthly Investment Update–September 2014

It’s time for our monthly investment portfolio update. In each update I run through the tools I use and the results of my investments. I show you the good and the bad. We’ll even cover some mistakes I’ve made and what I’ve learned from those mistakes. Let’s start with the tools and a high level […]

Reader Question: Does Applying for a Balance Transfer Card Hurt Your Credit?

A podcast listener named Jennifer emailed me about balance transfer credit cards and her credit score. She plans to apply for a home equity line of credit soon and is concerned that getting a card before then could lower her FICO score. Here’s Jennifer’s email: I have started listening to your 31 day money challenge […]

Recent Articles

Budgeting

DR 106: 8 Black Belt Budgeting Tips

It’s not an overstatement to say that budgeting is the foundation upon which all lasting wealth is built. That’s true whether you make $40,000 a year as a teacher or $40 million a year as an entertainer. If your cash flow is well managed, you can build wealth on any income. If it’s not well […]

5 year Roth IRA Rule

DR 105: The 5-Year Roth IRA Rule for Contributions (breaking the rule is costly)

The Roth IRA was established by the Taxpayer Relief Act of 1997 and named after its chief legislative sponsor, Senator William Roth of Delaware. The Roth IRA enables individuals with earned income to contribute after-tax (nondeductible) money to the retirement account. If the rules are followed, the money grows tax free. Unlike a traditional IRA, […]

Optimized-Rags to Riches

DR 104: Rags to Riches and Back Again–Interview with Million Bucks by 30 Author Alan Corey

Is it possible to build $1 million in net worth in 10 years starting from scratch? In today’s interview with Alan Corey, author of A Million Bucks By 30, we’ll learn exactly how one man did it. I learned about Alan and his book from a listener named Natalie, who I had the pleasure of interviewing […]

Optimized-OF GETTING AHEAD

DR 103: The Small Business 401k–Interview with CEO Chad Parks of The Online 401(k)

If you’re a small business owner – whether you have employees or not – the thought of setting up a retirement plan can be overwhelming. 401ks and even SEP-IRAs are swimming in rules and regulations. What business owner really has enough hours in the day to deal with it? For that reason, I asked Chad […]

IRA Recharacterization

DR 102: 4 Times Recharacterizing an IRA Conversion or Contribution Can Save Your Bacon (Literally)

One of the best retirement savings tools is often overlooked. The tool can save you thousands of dollars in taxes and sleepless nights if you made a mistake with your IRA. And yet according to a 2010 study by Fidelity less than one-third of investors are aware of this tool. I’m referring to what’s called […]

Best Interest Rates

Best Interest Rates for September 2014

Finding the best interest rate is a lot easier today than it was even a few years ago. Here at Dough Roller we track rates on everything from checking and savings accounts to mortgages to CDs. It occurred to me, however, that there was no one single page on the site where you could find […]

how to use an HSA

DR 101: Should You Use an HSA for Retirement Savings

Should you use a Health Savings Account (HSA) to save for retirement? That’s the question a listener to the Dough Roller Money Podcast asked recently. Here’s Mike’s email: Hi Rob, I have a question about my HSA at work. I have about $14,000 in it. I have not used it at all in the past […]

Amazon Rewards Visa

Amazon.com Rewards Visa Card Review

A reader named Harold emailed my recently. We discussed a number of topics, one of which was the Amazon.com Rewards credit card. Here’s what Harold had to say: would mention one more to you..the Amazon visa. I’ve been using it over the past year and very happy with it. You get 1% match on everything, […]

Personal Capital You Index

How to Calculate Investment Returns–A Simple Approach

I‘ve had several readers email me about how to calculate investment returns. It seems like it should be a simple task. We all have ready access to our mutual fund and brokerage accounts. These accounts often report a performance measure of some sort. Surely we can bring all of this information into one place to […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.