Today’s Top Stories

Best Interest Rates for March 2015

Finding the best interest rate is a lot easier today than it was even a few years ago. Here at Dough Roller we track rates on everything from checking and savings accounts to mortgages to CDs. It occurred to me, however, that there was no one single page on the site where you could find […]

DR 165: Financial Freedom Calculator – How Much Should You Save?

How much should you be saving? It’s a question that we ask a lot, and there are a number of rules of thumb. One answer is based on the 50/20/30 budgeting system. Popularized by Senator Elizabeth Warren, this rule of thumb suggests we should be saving 20% of our income. Any general guideline, however, has […]

Recent Articles

Dar Sanders

DR 164: Risk Parity Portfolio Construction with Dar Sandler

In his book, Money–Master the Game: 7 Simple Steps to Financial Freedom, Tony Robbins describes what he calls an All Weather Portfolio. It’s very heavy in bonds, commodities, and gold, which makes it a questionable approach to investing. Yet it’s loosely based on an investing approach called risk parity that’s used by Ray Dalio of […]

Key Financial Numbers 2015

8 Key Financial Numbers for 2015

As is the case each year, important numbers – related to income taxes, retirement, gifts and Social Security – are adjusted to reflect changes in the Consumer Price Index (CPI) or in regard to changes in the law. The folks at T. Rowe Price put out a cheat sheet on all of these number, and […]

Unconventional Success

DR 163: The David Swensen Unconventional Success Portfolio

Davd Swensen manages more than $20 billion in assets as the Chief Investment Officer of the Yale endowment fund. Several years ago he distilled his investment knowledge and experience into a book, Unconventional Success, for the average investor. The book is an excellent guide to low cost, passive investing. One of the many great aspects […]

Tax Withholding

How to Adjust Your Tax Withholdings for a $0 Return

It’s still early in the new year, and certainly early enough if you’d like to adjust your tax withholdings to a more accurate number. Most of us are aware that we can do that simply by filling out IRS Form W4 with our employers. The form enables you to adjust your income tax withholding by […]

taxfreeUSA

FreeTaxUSA Review

FreeTaxUSA is an online tax preparation website that enables you to Prepare, Print & E-file your taxes free. At least that’s true in regard to filing your Federal income tax return. This looks to be a pretty solid, if not spectacular, online tax preparation software. Let’s take a closer look. Who and What is FreeTaxUSA? […]

Millionaire

How Long Does it Take to Become a Millionaire?

This could be the million dollar question itself, since it’s something that so many people want to know. And actually, at least mathematically, it’s a question that has an easy answer. It just depends on how much money you save and what you earn on your investments. But before we get into the mechanics of […]

Obamacare Penalty Tax

How to Determine if You’ll Owe the Obamacare Penalty Tax

The Affordable Care Act (ACA) was the biggest overhaul in the US healthcare system since the implementation of Medicare in 1965. It is an attempt to expand health care coverage to the entire population, as well as to eliminate traditional barriers, such as pre-existing conditions. These benefits, however, do not come without cost. One of […]

529PlanvsRothIRAHowyoushouldsaveforcollege-735x1102-PT

529 Plan vs. Roth IRA—How to save for college

What’s the best way to save for a child’s education? We compare three options–a 529 Plan, a Roth IRA, and a taxable account. Is it better to save for a child’s college education with a 529 plan or a Roth IRA? That’s the question that Dan, a listener to the weekly Dough Roller Money Podcast […]

The Cheapest Tax Software of 2015

The Cheapest Tax Software of 2015–TurboTax vs TaxAct vs H&R Block

There are three major tax preparation software packages on the market that most do-it-yourself tax preparers will use – TurboTax, TaxACT and H&R Block. Comparing these three options to find the cheapest can be a real chore.  Each has several editions with varying features. As a result, it is important to compare competing editions between […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.