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Stephanie Colestock

2017 Federal Income Tax Brackets, Deductions, and Exemption Limits

The end of the year is upon us, and this means that you’re probably starting to think about the 2016 tax season. You know, the start of the new year, when we begin preparing our taxes from the calendar year (21016) that just ended. Well, the IRS decided to throw you a curveball this week […]

How to Use Google Docs to Track Your Cash Flow

My husband and I have used many budgeting tools over the years, including Mint and YNAB. We still use (and love!) YNAB, but it left a hole for us: cashflow planning. Unfortunately, we’re still not accustomed to YNAB’s month-ahead spending goal. And that means that at some points in the month, our checking account ebbs […]

Recent Articles

How to Plan the Content for Your New Blog

Welcome to Podcast 223, which is the 6th installment of our How to Start an Online Business series. I’m glad you’ve made it this far. If you’re just jumping in, we have covered picking a topic, getting a domain, and setting up a WordPress site in recent weeks. Today, we will be covering your content […]


Early Retirement: How Important Is It to Pay Off Your Mortgage First?

When you plan for early retirement, you’re not just planning for the last few years of your life. It’s more like preparing for the second half of your life. This time frame will likely span a number of decades. One of the best ways to successfully prepare is to get out of all debt, including […]


How to Use a Health Savings Accounts to Save For Retirement

I‘ve recently received a couple of emails from readers about Health Savings Accounts. One comes from Robert, who writes: I would like you to cover HSAs in the future podcast. We just started using one, and we are getting confused and occasionally tripped up by some of the rules. And a podcast listener named Patrick […]


How to Hold Real Estate in an IRA

It often surprises people to learn that you can hold actual, physical real estate in an IRA. But really, it shouldn’t be much of a shock.  The IRS rules regarding investment choices within an IRA are amazingly broad. In fact, you can hold just about any investment in an IRA except for collectibles and life […]


Is There a Difference Between Debt-to-Credit and Debt-to-Income?

When it comes to personal finance metrics, many important numbers are expressed as ratios. Two of the most common ratios you’ll hear are debt-to-credit and debt-to-income. They sound somewhat alike, so they’re easy to confuse. So, what do these terms mean? What’s the difference? And how are they used? Let’s check them both out. What […]


Chase Coupon Codes | Checking & Savings $150, $200, $300 Bonus Offer

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Chase Bank has become known for its coupon codes.  The bank offers hefty bonuses on new checking and savings accounts. These offers change from time to time, and we keep the […]


How to Turn Your Vehicle Into a Smart Car and Save Money

Everyone wants to save money, especially on the things that we use daily. Our cars are a big part of that, and often take up a notable portion of our budgets. But did you know that you could turn your vehicle into an internet-connected smart car for around $60, which could then save you money? […]


Everything You Need to Know About the FICO Score 9

Did you know that credit scoring models are constantly evolving? Many consumers have an idea of what goes into a credit score–payment history, account balances, account mix, etc. But they don’t know that the way lenders look at these items is constantly fluctuating. As further evidence of this, we now have a brand new credit […]

Nissan GT R

The 10 Most and 10 Least Expensive Cars To Insure

Have you ever moved, whether it be across the country or merely to the next neighborhood, just to learn that your auto insurance rates skyrocketed as a result? What gives? It seems ridiculous that even the smallest of changes can result in a change in auto premiums, but sure enough, it happens. Fact of the […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.

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