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Banking
The Best No-Penalty CD Rates (December 2023)
Certificates of deposit offer savers a way to earn higher yields in exchange for locking their money away for a set period of time. The downside is that if you…
The Highest Interest Rates for December 2023
The Federal Reserve last raised interest rates by 0.25% on July 26, 2023. The hike is an effort to help bring inflation down. While higher interest rates are not great…
The Best 12-Month CD Rates (December 2023)
If you’re looking for a simple way to grow your savings, 1-year CDs are a great option. In this article, we’ve rounded down some of the best 12-month CD rates…
The Best 6-Month CD Rates (December 2023)
A 6-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…
The Best 3-Month CD Rates (December 2023)
A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest…
The 10 Best Online Banks – December 2023
With more online banks available now than ever before, finding the best online bank has never been easier. In this article, we’ll explain how online banks work, whether or not…
Apps & Tools
The 9 Best Mint Alternatives for 2023
Mint may be a popular budgeting tool but the best mint alternatives offer up stronger platforms with more advanced features.
Dave App Review 2023 – Predict and Avoid Overdraft Fees
According to data from the FDIC, large banks collected more than $7.7 billion in overdraft and non-sufficient funds (NSF) fees from customers in 2022. While diligent budgeting and expense tracking…
The 10 Best Cash Back Apps of 2023
If you want to earn extra cash on the things you spend money on anyway, then a cash back app might be for you. These apps take your everyday spending…
Mint Review 2023 – A Free and Easy Way to Budget
UPDATE – Mint has decided to close its doors on January 1st, 2024. Now would be a great time to consider an alternative to Mint so that your monthly budget…
Simple CD Interest Calculator
This simple CD interest calculator will estimate the amount of interest you’ll earn on a CD. It covers CD terms ranging from 3 months to five years. How to Use…
10 Best Payment Apps of 2023
Every now and then, you end up needing to pay someone or split a bill, but you don’t have cash on you. In a world that is increasingly cashless, it…
Credit & Debt
How to Buy a House with Bad Credit
Homeownership is part of the American dream, but buying a house can be incredibly expensive. According to the National Association of Realtors, the median home in the United States hit…
What is a Good Credit Score?
It seems like a simple question at first. What is a good credit score? But what seems simple on the surface is often more complicated underneath. That’s true when it…
30 Year vs 15 Year Mortgage – Picking the Right Home Loan
Shopping for a new home can be fun. You get to drive around town, check out different homes, and decide what will work best for you. Shopping around for a…
8 Rules for Borrowing Money From Friends and Family
Borrowing money from friends and family can ruin your relationships. Here are 8 rules to follow when borrowing from or lending money to your loved ones.
Upstart Review – Personal Loans for Average and Fair Credit
Looking for a way to get quick cash or a personal loan? You’re not alone. More than half of Americans report having taken out a personal loan in their lifetime…
10 Best Payday Loan Alternatives – Great Money-Borrowing Apps
Sometimes you need cash fast. There have been times when you need quick cash to cover an unexpected expense or get you to the next payday. We often think of…
Latest Articles
Best 2-Year CD Rates (December 2023)
A 2-year CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the interest rate risk…
The Best CD Rates of 2023
I can still remember earning double-digit returns on high-interest CDs in the early 1980s. I had saved a little money and was locking it away in 6-month CDs earning 16%…
Best Money Market Accounts Ranked by APY (December 2023)
Some of the best savings rates come from money market accounts. These accounts act like a combination of checking and savings accounts. We track MMA rates and list the best…
Best Savings Accounts Based on APY (December 2023)
Online savings accounts are one of the best places to stash your cash. Also called high yield savings accounts, you earn some of the highest available interest rates for a…
Best IRA CD Rates for December 2023
I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?”…
8 Best Banks for Small Business – December 2023
Bank accounts aren’t just for individuals. Businesses need a way to store money, deposit checks, pay bills, and manage their finances, so many banks offer business bank accounts. These accounts…