21 of the Best Tools to Manage Your Money (Most Are Totally FREE)
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21 of the Best Tools to Manage Your Money (Most Are Totally FREE)

Most of us use a lot of tools to manage our money, budget, investments, and so forth. So I thought I’d pull together a list of the tools I use nearly every day. Hopefully, you’ll find some options here that will help you make the most of your money. Investing (Personal Capital is now Empower)…

20 Inexpensive Ways to Lower Your Utility Bills
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20 Inexpensive Ways to Lower Your Utility Bills

According to the U.S. Department of Energy, the typical American family spends over $1,600.00 a year on utilities. We all could probably save significant amounts on our utilities by buying the newest and most efficient appliances, heaters and boilers. But the amount of money we’d have to pay upfront is sometimes prohibitive, and it’s difficult…

Financial Freedom Calculator – How Much Should You Save?

Financial Freedom Calculator – How Much Should You Save?

How much should you be saving? It’s a question that we ask a lot, and there are a number of rules of thumb. One answer is based on the 50/20/30 budgeting system. Popularized by Senator Elizabeth Warren, this rule of thumb suggests we should be saving 20% of our income. Any general guideline, however, has…