The Best CD Rates of 2024

The Best CD Rates of 2024

I can still remember earning double-digit returns on high-interest CDs in the early 1980s. I had saved a little money and was locking it away in 6-month CDs earning 16%. Of course, inflation was raging, and the interest rates on home mortgages had gone through the roof. But those were the days for savers. Certificates…

100 Quick and Easy Ways to Improve Your Finances

100 Quick and Easy Ways to Improve Your Finances

Anyone who has their finances in order will tell you it’s not a set-it-and-forget-it type of system. Situations are always changing and it’s important to always keep an eye on your budgets, your income, your spending, and your investments. This does not mean you have to hover over these things 24/7 but it does mean…

How to Create a Simple Budget in Under 10 Minutes
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How to Create a Simple Budget in Under 10 Minutes

I hate budgeting. I’ve tried using Quicken, YNAB, and even fancy spreadsheets. The results are always the same. I start strong, but within a few weeks, I lose interest in the time-consuming chore that budgeting can be. The problem is that I still need to manage my money. So, what do I do? I confronted…

Best Savings Apps (2024): Round-Up, Automated Savings and Microsavings Apps

Best Savings Apps (2024): Round-Up, Automated Savings and Microsavings Apps

Saving money is difficult. The instant gratification of spending can be the siren song that runs our finances aground. The best savings apps can help us save money by automating the process. While the benefits of automation vary, studies have demonstrated that automating savings can help people save money. The trend in microsavings and round-up…