Mint.com is Closed: Here are the best alternatives.
I can still remember earning double-digit returns on high-interest CDs in the early 1980s. I had saved a little money and was locking it away in 6-month CDs earning 16%. Of course, inflation was raging, and the interest rates on home mortgages had gone through the roof. But those were the days for savers. Certificates…
Emergencies seem to wait for the most inopportune time to strike. Even with $1,000 saved, you may have a tough time weathering a financial emergency that lasts longer than a month. But the 24% of Americans with zero dollars set aside are the most financially vulnerable. If you have little to no savings, now is…
Here at Dough Roller, we talk a lot about getting into the habit of spending less than you make. You may be looking at your budgeting and thinking, that’s impossible. But the fact is that even the savviest spenders can often find unexpected ways to save. And here’s the deal: this doesn’t have to hurt….
Here is one of the most frequently asked questions in all of personal finance: “How do I get out of debt?” At one level, eliminating debt is simply about following a few steps: If you follow these steps, eventually you’ll be debt-free. The problem is that following these steps isn’t always easy. And to make…
Anyone who has their finances in order will tell you it’s not a set-it-and-forget-it type of system. Situations are always changing and it’s important to always keep an eye on your budgets, your income, your spending, and your investments. This does not mean you have to hover over these things 24/7 but it does mean…
I hate budgeting. I’ve tried using Quicken, YNAB, and even fancy spreadsheets. The results are always the same. I start strong, but within a few weeks, I lose interest in the time-consuming chore that budgeting can be. The problem is that I still need to manage my money. So, what do I do? I confronted…
Saving money is difficult. The instant gratification of spending can be the siren song that runs our finances aground. The best savings apps can help us save money by automating the process. While the benefits of automation vary, studies have demonstrated that automating savings can help people save money. The trend in microsavings and round-up…
When we bought our first home back in 1993, we did so with a down payment of 5%. A decade ago, you could even find home loans that didn’t require any down payment. Since the real estate market crash, though, lenders have tightened their underwriting requirements. Today, interest rates on mortgages are soaring and zero-down…
UPDATE – Mint has decided to close its doors on March 23rd, 2024. Now would be a great time to consider an alternative to Mint so that your monthly budget doesn’t miss a beat. I’ve used Mint.com for years. If you’re not familiar with Mint, it is a free online personal budgeting tool that allows…