With the revolt against bank fees in the news, I thought it was a good time to highlight some free checking account options. The great thing about online banks is that not only are their checking accounts free, but many of them even pay interest or offer solid perks and rewards. For those that pay…
A lot has changed in the world of banking over the last 25 years. Gone are the days of checkbooks and passport savings accounts and here to stay are the apps, apps and more apps. And yet, when you have a look at the largets banks in the world, they’re all members of the old-school…
If you’re a frequent traveler–for pleasure or business–a great travel rewards credit card is a must-have. If you prefer to fly with a certain airline, a card that offers miles for that airline is essential. Airline miles credit cards can boost the miles you receive through your preferred airline’s mileage program. You can rack up…
If you’re looking for a simple way to grow your savings, 1-year CDs are a great option. In this article, we’ve rounded up some of the best 12-month CD rates out there. We’ve focused on banks and credit unions that have low minimum deposit requirements, no extra fees, and are available nationwide. We’ve also included…
Certificates of deposit offer savers a way to earn higher yields in exchange for locking their money away for a set period of time. The downside is that if you need your money early, you’ll pay an early withdrawal penalty. No-penalty CDs offer higher yields without the penalty for early withdrawal. The trick is to…
Perhaps the biggest drawback to a certificate of deposit is that you have to lock your money away for the term of the CD. While you can withdraw your deposit early, with most CDs you get hit with a penalty equal to several months’ worth of interest. One alternative to having a less than fluid…
You want to get serious about paying down your credit card debt. In that case, we recommend switching to an interest-free credit card so you can save money by not making any interest payments. You won’t have to worry about high-interest rates that make it impossible to ever make a dent in your credit card…
Since starting my small business in 2007, I’ve used a business card for several reasons. My business credit card easily separates personal expenses and business expenses. This makes preparing annual tax returns much easier. Using a business credit card also helps my business build credit in case I should ever need to apply for a…
Cash back credit cards offer flexible rewards for spending you are already doing. If you have a hard time redeeming travel rewards you’ll love cash back credit cards. Best Cash Back Credit Cards 1. The earns 1.5% on everyday spending plus up to 5% on bonus categories. All for a annual fee. Signup Bonus There…