How To Build An Emergency Fund – 8 Simple Steps to Get You Started

How To Build An Emergency Fund – 8 Simple Steps to Get You Started

Emergencies seem to wait for the most inopportune time to strike. Even with $1,000 saved, you may have a tough time weathering a financial emergency that lasts longer than a month. But the 24% of Americans with zero dollars set aside are the most financially vulnerable. If you have little to no savings, now is…

100 Quick and Easy Ways to Improve Your Finances

100 Quick and Easy Ways to Improve Your Finances

Anyone who has their finances in order will tell you it’s not a set-it-and-forget-it type of system. Situations are always changing and it’s important to always keep an eye on your budgets, your income, your spending, and your investments. This does not mean you have to hover over these things 24/7 but it does mean…

Best Savings Apps (2024): Round-Up, Automated Savings and Microsavings Apps

Best Savings Apps (2024): Round-Up, Automated Savings and Microsavings Apps

Saving money is difficult. The instant gratification of spending can be the siren song that runs our finances aground. The best savings apps can help us save money by automating the process. While the benefits of automation vary, studies have demonstrated that automating savings can help people save money. The trend in microsavings and round-up…

What Size Down Payment Do You Need to Buy a Home?

What Size Down Payment Do You Need to Buy a Home?

When we bought our first home back in 1993, we did so with a down payment of 5%. A decade ago, you could even find home loans that didn’t require any down payment. Since the real estate market crash, though, lenders have tightened their underwriting requirements. Today, interest rates on mortgages are soaring and zero-down…