Mint.com is Closed: Here are the best alternatives.
I’m not a huge Dave Ramsey fan. I’ve listened to his show from time to time and read his books. He can be entertaining, and he has helped a lot of people. But his dogmatic,” I’m right, and you’re wrong” approach to personal finance just rubs me the wrong way. Of course, Ramsey can be…
The debt avalanche is the fastest and cheapest way to pay off your debts. But is it always the best way? Sometimes the debt snowball may be better. In this article, we’ll compare the debt avalanche vs. the debt snowball. When it comes to math, things are pretty straightforward. No matter what language you speak,…
If you’re upset about Bank of America charging a monthly fee, if the bank has a policy you don’t like, or if you just have no need for this company’s particular set of services, consider closing your Bank of America account. In this guide, we cover the three ways you can close your Bank of…
By thinking through your individual needs and wants, as well as saving up and positioning your finances, you can successfully get through buying your first home and make the most of your money. Getting ready to buy your first home is a big deal. It involves a lot of preparation, saving, and legwork. So before…
Recently I received an email from a reader named Mike asking me about some of the tools I use. He specifically wanted to know about Empower and YNAB as tools to track your net worth. Mike’s question gives us an opportunity to walk through how to monitor and track your net worth. In this article,…
Saving for a down payment to buy a home is both exciting and overwhelming. When my wife and I were saving to buy our first home, I thought we’d never have enough for the down payment. But somehow we came up with the money. One of the keys to our success was saving the cash…
It’s official. Credit scores are the most confusing aspect of personal finance. The FICO formula largely remains a mystery. And don’t get me started on the multiple versions of credit scores out there. Learning how to start building credit has become critical to your financial success. By one account, you may have 49 different FICO…
Switching banks can be a hassle, particularly when it comes to your checking account. Changing savings accounts is easy–just move your money from one bank to another. But with a checking account, you have to consider direct deposit, automated payments, and even ordering new checks. To help, we offer our simple guide on how to…
If you’re looking to buy a new home – particularly if it’s your first home – you’re probably asking yourself a few big questions. “How much house can I afford?” is likely at the top of that list. It makes sense, too, as this is a pretty significant concern. Ensuring that you can not only…