The Best 3-Year CD Rates (April 2024)
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The Best 3-Year CD Rates (April 2024)

A 36-month CD may be ideal for those with short to intermediate-term cash needs. Below we list the best 3-year CD rates in our database, ordered from highest APY to lowest. Note that you may be able to find better rates with alternative account types. For example, online savings accounts or no-penalty CDs may offer higher yields. Editor’s Pick…

The Best 5-Year CD Rates (April 2024)
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The Best 5-Year CD Rates (April 2024)

Compare 5-year CD rates: We track the highest paying, nationally available 5-year CDs from federally insured banks and credit unions. Below we list the 60-month CDs in our database, ordered from highest APY to lowest. Note that you may be able to find better rates with alternative account types. For example, online savings accounts or no-penalty CDs may offer…

How to Qualify for the Lowest Mortgage Rate Possible

How to Qualify for the Lowest Mortgage Rate Possible

After falling for decades, mortgage rates have risen significantly over the past year. Granted, it’s still nowhere near the 15% or more consumers paid on 30-year, fixed-rate mortgages in the early 1980s. But, still, it’s important to get the best mortgage rate you possibly can. So that’s what we’ll dive into here. What Determines Your…

The Best CD Rates of 2024

The Best CD Rates of 2024

I can still remember earning double-digit returns on high-interest CDs in the early 1980s. I had saved a little money and was locking it away in 6-month CDs earning 16%. Of course, inflation was raging, and the interest rates on home mortgages had gone through the roof. But those were the days for savers. Certificates…