If you’re new here, subscribe to my RSS feed to easily see all the latest money management tips, tools and resources. Thanks for visiting!Regret over past financial decisions can have a powerful hold on you. At 23, you may regret running up $20,000 in credit card debt during college. At 35 you [...]

Are you on your way to becoming a millionaire? For some the thought of having a million bucks seems ridiculous. But the fact is that becoming a millionaire is simple, even on a modest income. If you have the discipline, building your net worth up to a million dollars or more takes [...]

How much do we miss out on because we fail to do one really simple, free and easy thing. This one thing can greatly improve your finances. Amazingly, it can lower the interest rate you pay on a home equity. It can eliminate the balance transfer fee on a credit card. [...]

Successfully managing your money comes down to one thing–control. For all the things we talk about here at The Dough Roller from retirement to investing and taxes to credit cards, financial freedom and sound money management come down to whether you control your money, or whether it controls you. As I’ve often said, [...]

There are three faithful friends — an old wife, an old dog, and ready money–Benjamin FranklinOnline savings accounts are a great place to stash your cash. Also called high yield savings accounts, you earn some of the highest available interest rates for a savings account, and you get the convenience of online account management [...]

Did you ever receive a gift card to a store where you never shop? Or have you ever had a gift card to a store that filed for bankruptcy, like Sharper Image? When a retailer files for chapter 7 bankruptcy, gift card holders get in line with every other unsecured creditor. What [...]

In the world of personal finance, payday loans have become the symbol of ultimate financial distress. The payday loan industry suffers from a poor reputation rivaled only by the tobacco industry. Lately, I’ve done a fair amount of research on the economics behind short-term cash advances. In the course of that research, [...]

Recently, I took my son, Gavin, to the CoinStar machine to turn the random coins he’s been getting into cash. Added to the last two years of birthday money, his total was right around $150. As he stared at that money (and lamented the fact that now all he had was paper instead of a [...]