What is the Best Life Insurance You Can Buy?

Buying life insurance can be tough. First, you have to decide how much insurance coverage you need. That involves all kinds of detailed questions about your income, debts, and expectations. But then, you have to actually find the best life insurance for your particular needs. We’re here to make this confusing process a little simpler. […]


How Changes In the Federal Financial Aid Application Will Affect You

Early this year, the federal Department of Education announced some changes to the Free Application for Federal Student Aid, commonly referred to as the FAFSA. This is the form students must fill out to receive any type of federal student aid, including student loans and Pell Grants. Even if you’re not planning to rely on […]


The Opposite of Spoiled Review

As a long-time personal finance writer, I’ve always known I wanted to teach my kids about money starting from an early age. But it turns out that writing about life insurance and credit scores is worlds different from teaching little kids the basics of money management. My husband and I had been talking for a […]


6 Things You Need to Know Before You Refinance to Pay Off Debt

So, you’re drowning in high-interest credit card debt and personal loans? You’ve also got some good equity built up in your home? Maybe you’re thinking about leveraging today’s still-low mortgage rates and refinance to pay off debt. It’s a tempting idea. And sometimes it makes sense. But shifting high-interest, unsecured debt onto your mortgage can […]


Term vs Whole Life Insurance: What’s the Best Option for You?

Life insurance is one of the most important types of insurance you can buy. But right now, about 37 percent of American adults don’t have any life insurance coverage. Why do so many skip out on this important insurance coverage? Many say they can’t afford it. And some may just be confused. These policies have […]


How Do Scholarships Affect Financial Aid?

“Apply for all the scholarships you can.” It’s common advice given to high school juniors and seniors. And it’s truly excellent advice. Scholarships and grants that don’t have to be repaid are basically free money to go to school. Even small scholarships can cut down the cost of books and other essentials. So, they’re nearly […]