Personal Finance

Jump Start Your Financial Goals

February 17, 2011

Starting to save money is like going on a diet. You are much more likely to reach your goals if you make lifestyle changes that lead to gradual improvements. It isn’t healthy to try to lose 20 pounds in a week, and saving money is not going to happen overnight, either. However, just as experts [...]

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Will Detroit Ever Recover?

February 15, 2011

Once the United States’ fifth largest city, Detroit has seen a massive shift in residence. Enough people have moved to the suburbs that the city now ranks eleventh most populous in US. And we’ve seen the Super Bowl commercial about the gritty city with the heart of gold. So why are so many people moving [...]

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How To Build a Budget with a Variable Income

February 15, 2011

Some of us are lucky in that we know exactly how much will hit our banking account when we receive our pay check. Although we may not realize or recognize it, living on a fixed salary makes it extremely easy to budget and plan, especially when we feel we have job security and can rely [...]

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The DoughRoller Weekly RoundUp (Grammy Awards Edition)

February 13, 2011

In just a few hours, America’s most talented vocalists and performers will be recognized during the 53rd Grammy Awards celebration.  If you didn’t realize that tonight was Grammy night, that’s OK, because until this post, neither did I.  The reason I bring it up is because the Grammy Awards is right in the middle of [...]

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Are Your Friends Bad for Your Wallet?

February 10, 2011

Friendships and relationships, in general, are hard enough to maintain. They can often be compared to a flower garden in that they need constant attention, care and love in order to thrive and flourish. But what to do when you have a friendship that is putting a financial strain on you either literally or mentally? [...]

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Unemployment is Not as Streamlined As it Should Be

February 4, 2011

Update 02.04.2011 – More than 45 days after this post was written, we still do not have resolution from the Florida Unemployment Office. It’s been three full months since the claim was filed and approved, however a penny has yet to be paid. Interestingly enough, it would appear the reason for this (at least this [...]

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What United States Post Office Closures Mean To You

February 1, 2011

Last year, the United States Postal Service operated at an unprecedented $8.5 billion in losses. At the end of last year, USPS announced that it would close 491 post offices across the United States. Beginning in March, closings will begin for another 2,000. On top of all that, USPS will review the 16,000 post offices [...]

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The Company Men and How NOT to Handle a Layoff

January 29, 2011

Recently I went to see “The Company Men,” a drama about the devastating effects of downsizing during the recent recession. The film focuses on the character of Bobby Walker, played by Ben Affleck, who is a hardworking, ambitious sales executive enjoying the fruits of success: big house, sporty Porsche, exclusive golf club membership, etc. Until [...]

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Should You Take the Annuity or Lump Sum Payment?

January 26, 2011

Congratulations!  You just won the lottery.  Now comes the difficult question of whether to accept your winnings in installments over a long period of time or to take a lump sum payment.  This might seem like a ridiculous question to ponder since you have a greater likelihood of becoming president or dying from an asteroid [...]

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