Interview With Herbert Moore of WiseBanyan

Herbert Moore of WiseBanyan

Imagine that could use an online tool that could help you choose the asset allocation for your investments, whether in an IRA or a taxable account, reinvest all of your dividends, rebalance your portfolio as the value of your investments change, and perform even more complicated strategies, like tax loss harvesting. Now imagine that this tool […]

Published or Updated: January 21, 2015

A Guide to Tax Loss Harvesting & Robo Advisors

Tax Loss Harvesting and Robo Advisors

Tax loss harvesting is one of the few free lunches in the world of investing. With a little planning, you can reduce or even eliminate your capital gains in any given year. In some cases, you may also get a deduction from ordinary income of up to $3,000. Tax Loss Harvesting, sometimes abbreviated TLH, has come […]

Published or Updated: January 18, 2015

Betterment vs. Wealthfront

Betterment vs WealthFront

Two of the biggest robo advisors are Betterment and WealthFront.  At first glance they may appear to be virtually identical.  Both create diversifed portfolios with similar low cost ETFs.  Both rebalance your portfolio, reinvest your dividends, and offer tax loss harvesting.  Both have slick, easy to us websites. But there are some significant differences between […]

Published or Updated: February 12, 2015

DR 147: 10 Ways to Invest $10,000

Money Crush

A few weeks ago in the Dough Roller weekly newsletter I asked the following question: “What would you do if you came into $10,000?” I received a lot of answers.  What surprised me about the responses were how similar they were.  The varied in the specific details of how people would spend $10,000, but they shared […]

Published or Updated: January 8, 2015

DR 145: 6 Keys to Successful Investing

6 Keys to Investing

Investors today must make countless decisions. We have to decide on the type of account to open, where to open it, an asset allocation plan, specific investments, mutual funds vs. ETFs, and the list goes on. It can be overwhelming. This hit home for me recently when I received the following email from a reader: […]

Published or Updated: January 6, 2015

DR 138: Interview with WealthFront CEO, Adam Nash

Adam Nash of Weatlh Front

Wealthfront is the largest and fastest growing automated investment service, with over $1.6 billion under management. And it all happened in just three years! I had a chance to interview Wealthfront CEO, Adam Nash. He shares his insights on the platform, and on investing in general. His educational background is in software and design, but […]

Published or Updated: December 16, 2014

DR 136: 5 Reasons Robo Advisors are Worth the Cost

Robo Advisor Cost

As robo advisers grow in assets under management, more people are beginning to ask if using one is the right strategy. My last podcast on robo-advisors brought this email from a reader named Steve: The other timely podcast was the robo-advisor one. I’m in the process of helping my mom move her accounts from Morgan […]

Published or Updated: December 12, 2014

DR 132: Robo Advisors–The Pros and Cons

Robo Advisors

The first so called Robo Advisor I recall is Betterment. Several years ago I met its founder, Jon Stein, and recently interviewed him for the podcast. Since then I’ve used or evaluated Motif Investing, Acorns, Wealth Front, Future Advisors, and JemStep. I’ve also used extensively the free Financial Dashboard offered by Personal Capital. It was […]

Published or Updated: December 2, 2014

Review of Future Advisor–A Tool to Automate Your Investments

Future Advisors Asset Allocation

Over the past few years several new companies have built tools to help automate investments.  Called robo-advisors, these companies take several different approaches to help simplify investing.  One of these companies is called Future Advisor.  In this review, we’ll look at how Future Advisor works, how much it costs, and how it can help you become […]

Published or Updated: November 11, 2014