Mint.com is Closed: Here are the best alternatives.
Opening a bank account is normally painless. Either in person or online, the process takes less than an hour. After entering personal information and setting up an initial deposit, you’re done. Sometimes, however, things don’t go according to plan. If you’ve had a bank account closed in the past because of overdraft fees or a…
Everyone, regardless of income level, needs a budget. Businesses survive and thrive with budgets, and it’s no different for personal finance. While business budgets might be complicated, your finances don’t have to be. Budgeting can be smooth sailing and even fun when you choose the proper budget for your goals and personal style. Managing personal…
When you think of everything you wish you were doing on a Saturday afternoon, I’m confident the first 5,000 or so ideas would not include “What a perfect day to review my budget!” For too many, creating a budget is unpleasant but unbelievably important if you want a healthy financial life. Even more important is…
Rules of thumb are loose “rules” that apply broadly to many situations. We talk about rules of thumb a lot here on Dough Roller. Regarding personal finance, the key word is “personal.” There are no one-size-fits-all rules for running your budget, savings, retirement planning, or other aspects of your financial life. That said, some general,…
My husband and I have used many budgeting tools, including Rocket Money and YNAB. We still use (and love!) YNAB, but it left us with a gap: cash flow planning. Unfortunately, we’re still not accustomed to YNAB’s month-ahead spending goal. That means our checking account ebbs later in the month, and we must be more…
The Federal Reserve last lowered interest rates by 0.50% on September 18, 2024. Lower interest rates are great for borrowers, but not for savers. If you’re in search of the best interest rates for your money, look no further. Our list of highest interest rates for savings, CDs, and checking accounts focuses on financial institutions…
I recently learned that my father has decided to cash out his UPS pension. The immediate question from my dad was, “How do I avoid paying taxes on this thing?” After running through the various options in my head, I remembered something about my parents’ portfolio. My extremely risk-averse parents continue to keep nearly all…
For many, budgeting is about as appealing as a root canal. Yet, failing to budget can result in overspending. One budget that enables you to control spending without feeling you have to watch every dime is the 50/30/20 budget rule. The 50/30/20 budget rule gives grace for spending while keeping savings and investing a priority….
If you held a part-time job in high school, you may have a bank account or even a credit card in your name. But if you didn’t work — maybe you just cashed those babysitting checks — you may not be used to dealing with more than just some money in your pocket. In college…