How to Create Wealth and Make Your Life Easier

A common problem in America today is the growing wealth disparity between the rich and poor. We see it written and talked about all the time, in fact. And it is often pointed out that the odds are stacked against the poor and middle class, while the wealthy have many advantages. It’s true that it […]


Tools of Titans: How the Most Successful People Got Where They Are

Tim Ferriss is a tech investor, entrepreneur, and serial-experimenter, who is best known among personal finance junkies for his first book, The 4 Hour Work Week. This book made terms like “lifestyle design” and “mini-retirements” commonplace, leaving readers seeking a change in their lives. Ferriss’ most recent project, Tools of Titans: The Tactics, Routines, and […]


The Andrew Experiment: Can You Easily Learn to Be a DIY Investor?

Recently, a Dough Roller reader and listener, Andrew, sent in a question that was read on episode 240 of the DR Podcast. Andrew said that he wants to take control of his finances, start building wealth, and learn about investing. However, he is feeling overwhelmed figuring out where to get started. It is a situation […]


What You Need to Know About Health Care Sharing Ministries (HCSM)

If you’re looking to leave the traditional workforce to be an entrepreneur, freelance worker, or early retiree, one of the biggest financial challenges you will face is medical insurance. Health Care Sharing Ministries (HCSM) are an alternative to traditional health insurance policies, and could be a viable solution for some people. Why an alternative is […]


How ACA Subsidies Can Benefit Early Retirees

In a recent post, I discussed some of the tremendous tax advantages associated with early retirement. This follow-up discusses another aspect of the tax code that is very favorable to early retirees: ACA subsidies. It’s often a low-cost lifestyle that enables people to retire early and benefit from low taxes in retirement. Well, this also […]


DIY Investing Is the Only Way to Avoid Conflicts of Interest

I have become a personal finance junkie and proponent of do-it yourself (DIY) investing over the past few years. However, this was not always the case. My wife and I used a financial advisor for the first decade of our careers. In retrospect, we learned that we were paying far more than we realized. In […]