Mint.com is Closed: Here are the best alternatives.
Learning about how money works at a young age is a great way to prepare kids for their financial future. I can remember earning $1 per week as a kid for doing chores around the house (what a ripoff) and then folding the bill and putting it in my ninja turtle bank. If you were…
Saving money in college is tough when you’re not employed or working part-time. But it’s not impossible to do, and it may be just the time to strike with rising interest rates. A 2019 study shows less than half of college students save money from their paychecks. But that can’t be from a lack of…
Certificates of deposit offer savers a way to earn higher yields in exchange for locking their money away for a set period of time. The downside is that if you need your money early, you’ll pay an early withdrawal penalty. No-penalty CDs offer higher yields without the penalty for early withdrawal. The trick is to…
A 3-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest rates could rise in the near term. Below you will find the best 3-month CDs and we’ve also included a couple that have 4-month terms….
A 6-month CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the risk that interest rates could rise in the near term. The best 6-month CDs will be the ones with an excellent interest rate, reasonable early withdrawal penalties, and…
If you’re looking for a simple way to grow your savings, 1-year CDs are a great option. In this article, we’ve rounded down some of the best 12-month CD rates. We’ve focused on banks and credit unions that have low minimum deposit requirements, no extra fees, and are available nationwide. We’ve also included CDs with…
A 2-year CD may be ideal for those with short-term cash needs. It may also be suited for those who do not want to take on the interest rate risk of longer-term CDs and other fixed-income investments. Below we list the best 2-year CD rates in our database, ordered from highest APY to lowest. Note…
A 36-month CD may be ideal for those with short to intermediate-term cash needs. Below we list the best 3-year CD rates in our database, ordered from highest APY to lowest. Note that you may be able to find better rates with alternative account types. For example, online savings accounts or no-penalty CDs may offer higher yields. Editor’s Pick…
Compare 4-year CD rates: We track the highest paying, nationally available 4-year CDs from federally insured banks and credit unions. Below we list the 48-month CDs in our database, ordered from highest APY to lowest and highlight a handful of the CDs we believe are the best to own right now. Editor’s Pick BMO Alto…