Even with health insurance, medical emergencies can rock your finances. For example, if you have a high-deductible plan, you may have to spend thousands of dollars out-of-pocket before your insurance will begin to kick in. While the Federal Reserve recently reported that the median U.S. savings account balance was $5,300. Healthcare.gov says that fixing a…
H&R Block has long been a trusted name in affordable tax preparation. In addition to having over 11,000 offices scattered throughout the United States, they have a DIY tax filing option as well. What level of might work best for your needs? H&R Block Pros and Cons Various levels of customer support: Whether you want…
Insurance is an old industry that has never been quick to change. But, today, many insurtech companies are beginning to take advantage of modern technology to streamline processes and save money. Insurtech is a broad term for any technology that is applied to the insurance industry. Some companies use artificial intelligence and other data analytics…
I have to admit, I get a kick out of flashing one of my metal credit cards at the cash register. They simply look more impressive than plastic cards. And they’re great conversation starters. But while those ancillary benefits are nice, other factors like rewards earning potential and redemption flexibility are more important. Thankfully, many…
Credit card issuers are known for giving bonus rewards when you spend money on fun categories like travel, restaurants, and entertainment. But what about the mundane bills of life? No one likes paying bills, but the fact is most of us spend a lot of money each month on electricity, the internet, phone, streaming service…
Most people know that poor or damaged credit or a limited credit history can make it more difficult to qualify for a mortgage or other loan at attractive rates. But your credit score can affect your life in other ways as well. According to the Federal Trade Commission (FTC), many landlords, cell phone companies, and…
For many people, their ultimate dream is to have the freedom to pursue their passion or hobbies all day while being sustained by the magic of passive income. But the reality is that generating passive income requires effort too. Earning income from passive investments usually begins with saving a portion of your working wages to…
During times of market volatility, fear can cause would-be investors to run to the sidelines for safety. After all, no one wants to buy an investment today only to see it plummet tomorrow or next week. So we wait, biding our time for the perfect moment to enter the market. But timing the market is…
Selling a house or receiving an inheritance are two common instances when you could suddenly find yourself with $50k cash available to invest. Whether you recently received a big payday or you saved up the money over time, having $50k to invest gives you a lot of options. But a multiplicity of options can be…