Is Motif Investing Right for Your Investing Motif?

Motif investing is a company that specializes in investing in ETFs or individual stocks. In this Motif investing review, we cover all aspects of this intuitive platform (including the pros and cons). So you can decide if it’s right for you. When it comes to investing, there’s lots of ways to avoid putting all your […]


The Truth About Why You Need a Last Will and Testament

Did you know that the majority of Americans do not have a will? This is one of those circumstances where you definitely don’t want to be part of the crowd! Whether you’re a pop star like Prince, or simply someone’s Pop, having a last will and testament is vitally important. It declares your intent, laying […]


Is Lifelock Worth It? Here Is Why It Might Not Be…

In a world where identity theft seems pandemic, spending $10, $20, or $30 a month might seem like good insurance against the nightmare that is identity theft. However, like with most products, it’s important to know exactly what you’re buying. Even more importantly, you need to be aware of the fine print. The last thing […]


How Can Couples Budget When One Person Is Self-Employed?

Budgeting is fairly easy when both parties are salaried and have consistent income streams. Simply account for your incomes, deduct your recurring monthly expenses, automate savings and investments, and you’re pretty much done. Easy, right? However, budgeting gets tricky for couples when one (or both) of them has an irregular income stream. Budgeting is even […]


Which Protects You Better: a Credit Freeze or Credit Monitoring?

Your gym locker has a combination… why not your credit report? You may be surprised to know that, by default, something as important as your credit report at Experian, Equifax, or TransUnion is NOT secured with a PIN or password.  So, what can you do to protect this information? You probably already realize just how […]


My Experience With the Vanguard Advisory Services

This review of Vanguard Personal Advisor services is based on my actual experiences.  I migrated my spouse’s portfolio to Vanguard and considered using its advisor service to maintain that portfolio.  The portfolio was held at a large, full service broker and was being charged an annual fee of 1.5% of assets under management.  By comparison, […]