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I‘ve been tagged, and it isn’t pretty. Cruising through my RSS feed today I noticed that Plonkee Money tagged me with something called a MOMA meme. Naturally, I starting running in circles shouting, “Get it off, get it off!” My family just stared at me, so I sat back down and fired up my good friend, Mr. Google. It turns out that a meme, according to the infallible source of all known and knowable knowledge, Wikipedia, comprises

a unit of cultural information, cultural evolution or diffusion that propagates from one mind to another analogously to the way in which a gene propagates from one organism to another as a unit of genetic information and of biological evolution. Multiple memes may propagate as cooperative groups called memeplexes (meme complexes).

In other words, its a modern version of the “pass it on game” we use to play in elementary school. You know, the teacher whispers in Suzie’s ear “Dogs make good pets,” and by the time it gets to Bobby at the end of the line, it comes out, “Suzie eats dog food.”

And the MOMA part of MOMA meme stands for My One Money Advice, according to Moolanomy who started all this fuss. Plonkee’s sage advice was to “Know yourself,” so after the introductions were over, I gave some thought to what my one money advice would be. Drum roll please. . .My One Money Advice is

Live below your means.

The ability to live below your means demonstrates self-control and discipline. It shows that you can control your money, rather than your money controlling you. It enables you to save and invest for your future and your family’s future. It brings stability and balance to your life. It simplifies your life and enables you to make choices based on your dreams rather than your debt. In the words of Samuel Johnson,

Without frugality none can be rich, and with it very few would be poor.

Of course, I may be full of hot air and Publilius Syrus (1st Century B.C. Roman author) could be right after all: “Frugality is misery in disguise.”

Author Bio

Total Articles: 1081
Rob founded the Dough Roller in 2007. A litigation attorney in the securities industry, he lives in Northern Virginia with his wife, their two teenagers, and the family mascot, a shih tzu named Sophie.

Article comments

Pinyo says:

Thank you for sharing a very good advice. With yours, the list is now up to 32 advices and tips from around the blogosphere. Thank you for supporting the MOMA meme.

plonkee says:

Memes aren’t catching. Pass it on.


You are so funny! I can just imagine you running around swatting invisible locusts. Cool meme! I’ll see what I can do with it.

kitty says:

here’s a different one, but if you have a good product, then you can make some good extra money- sell hair. Yes, after the shock wears off , there are those that buy for wigs, extension, etc and if you have nice hair with some length, well there ya go! I sold my hair and i used the money for myself and for a cause. I sold on the hair trader which a professional site, i got many people inquiring and it was easy to do.