Mint.com is Closing: Here are the best Mint alternatives.
HUD Housing Counselors The U.S. Department of Housing and Urban Development-certified local housing counseling agencies are a great place to begin. A housing counselor may charge a small fee. However, he or she can walk you through your federal, state, and local home buying program options and they are a wealth of knowledge. A good…
Every homeowner should keep track of their home equity. This knowledge can empower you to use your home equity if you need it. The keyword here is need. We’ll guide you with a list of pros and cons below to help you decide if you should use your home equity. What Is Home Equity? Home…
There is an endless supply of online mortgage calculators. Most of the big personal finance sites have. The best one, in my opinion, is one you’ve probably never heard of: Karl’s Mortgage Calculator. You’re probably asking who the heck is Karl? I have absolutely no idea. Well, that’s not entirely true. I’ve emailed Karl from…
The best mortgage type for you is one you can live with for as long as you live in the home. Conventional mortgages of either 15 or 30 years, adjustable rate mortgages, FHA loans, VA loans, and jumbo loans are the most common types of mortgages. Determine How Much House You Can Afford Before you…
Your credit score is one of the most important factors that an underwriter will consider when reviewing your mortgage application. That’s why lenders often reserve their best rates for those with great credit while those with bad credit may struggle to get approved for a mortgage at all. But what if you fall somewhere in…