Up until the ripe old age of 30, I had never considered a life insurance policy. Married without children or a mortgage, I really didn’t find the need to insure myself… especially if it gave my wife extra incentive to get rid of me (she’ll tell you, of course, that no extra incentive is needed)….
If you’ve been reading on Dough Roller much, you may be aware that we tend to advocate for term life insurance policies rather than whole life insurance policies. Sure, whole life policies are a good fit for some individuals in certain situations. But for most of us, term is by far the cheapest way to…
One of the keys to finding the right insurance policy is shopping around. The internet has made that simpler, but Policygenius makes it an absolute breeze. This aggregate website is an online marketplace that acts as your one-stop shop for all sorts of insurance policies, including life insurance, disability insurance, health insurance, and even pet…
Do You Need Life Insurance? If you died today, would someone suffer financially because of it? For many of us, the answer is yes. At the very least, someone would have to pay for your funeral or memorial. The National Funeral Directors Association says that nationally, the average cost for a funeral service in 2015…
Life insurance is one of those necessary evils in our lives. Much like all insurance products, many of us need it, but we want to pay as little as possible. It’s also a great example of what I call “painless ways to save money.” If you can lower your life insurance premiums, it gives you…
Whole life insurance policies are a lot like Rodney Dangerfield, they get no respect. Spend five minutes researching term life vs. whole life and you’ll quickly learn that everybody except life insurance salesmen recommends term life. The reason for this is simple–term life insurance is almost always the better option. But like most financial choices…
Life insurance is often perceived as one of those things that is decidedly “adult.” A life insurance policy can seem like a strange thing to millennials – something to put off for years, or even decades. For most 20-somethings, life insurance for millennials may be an afterthought. It’s still important to understand what it is,…
What is Leap Life? Leap Life Insurance isn’t an actual insurer itself. Instead, it’s an agency that hooks up customers with quotes for various life insurance agencies. You can apply online for an instant decision on a no-medical-exam policy or talk to a licensed life insurance specialist to get more in-depth about a policy that…
The life insurance industry has become incredibly competitive in recent years. This has much to do with the Internet. Insurance companies are gradually migrating toward an all-online operation, or something very close to it. The benefits to consumers are faster approvals and lower premiums. After all, like with virtually all other industries moving to the…