HSA Overview These days, more and more consumers are moving to HSA-eligible health plans. To qualify for an HSA (health savings account), your health plan needs to have a minimum deductible of $1,350 for yourself or $2,700 for your family. If your health plan qualifies, using an HSA is a smart way to save on…
What is Health IQ? For years, life insurance companies have penalized people with bad health, and understandably so. If you’re statistically more likely to die because of issues like diabetes or heart health, you could cost the insurance company more money. But other than a general “healthy” rate, most life insurance companies don’t really reward…
For those who purchase health insurance through an employer, the process involves selecting medical coverage from a few options. If your employer does not offer health insurance, you’re unemployed or self-employed, finding quality, affordable health insurance can be overwhelming. Fortunately, there are resources available to help find individual health insurance. In this article, we’ll look…
Individual health insurance plans can be costly, complex and downright confusing. Navigating the world of co-insurance, co-pays and deductibles becomes a difficult task when it comes to choosing insurance plans that are not prepackaged and backed by an employer. Many self-employed individuals and those who work for employers that do not provide health insurance spend…
Health insurance has been a hot topic for a long time. The goal has always been to get healthcare to more citizens at a better price. But it hasn’t always worked out that way. No matter what health care plan the government puts in place, there are winners and losers. For the last handful of…