Yesterday I witnessed a car accident. I was headed to work on a two-lane road, when I heard the car that had just passed me going the other way lay on the horn. In the rearview mirror, I saw the car smack into an SUV that had pulled out in front of it. Fortunately, nobody…
Anyone who drives a car needs insurance. In many states, insurance is legally required and even if you live somewhere that doesn’t require insurance, getting a policy can help protect you from major financial damage if something happens while you’re driving your car. If you lease your car rather than own it, the dealer you…
Shopping around for auto insurance is partially about getting a good deal. After all, you don’t want to pay more than you absolutely must for insurance coverage. But it’s not just about getting the lowest rate, either. If you opt for a cut-rate company with terrible customer service, you may never get your claims filed….
So you’re thinking about buying a new car? Unless you’re paying in cash, you’re probably up to your ears in cost estimates. How much will your monthly payments be? What about the interest charges for financing the car? And how much can you really afford? Even if you’re paying in cash for your car, you’re…
USAA is a highly ranked auto insurance company that consistently shines in consumer surveys. In fact, the company earned a perfect score in the category of Overall Satisfaction from the 2016 J.D. Power U.S. Auto Insurance Claims Satisfaction Study. The interesting thing about USAA is that it provides banking and investing services in addition to…
Buying a car can be an exciting time. Unfortunately, this excitement can be somewhat deflated by the prospect of choosing an insurance policy and the appropriate amount and type of coverage. In order to actually choose the best policy for your driving needs, it’s important to be educated on the different types of insurance –…
Your car insurance provider frequently tells you to report even the most minor car accident. Contrary to these instructions, sometimes it’s best not to file an insurance claim. A few years ago, I was in a minor fender bender with another car. I admit it: the accident was definitely my fault. But the damage was…
If you’re trying to cut expenses, there are certain costs that can be done away with altogether if necessary (think that video subscription or those theme park passes). Car insurance, however, is one expense we simply can’t remove from our budgets as long as we own and drive vehicles. But that doesn’t mean you can’t…
When it comes to car insurance, many of us are just looking to save as much money as we can. That’s not entirely a bad thing. But it could lead you to get less insurance than you actually need. So before you start shopping around for car insurance, first answer the question of how much…