8 Simple Rules for Borrowing Money From Friends and Family

8 Simple Rules for Borrowing Money From Friends and Family

American novelist Mario Puzo says, “Friendship and money: oil and water.” He may not be correct 100% of the time, but he has a point. Mixing relationships and money can have disastrous consequences, ranging from never seeing your $20 again to burning relationships. And it goes both ways, whether you’re the one borrowing money or the one…

PocketGuard App Review 2024 – Know What’s in Your Pocket at All Times

PocketGuard App Review 2024 – Know What’s in Your Pocket at All Times

There are plenty of budgeting services and apps to choose from. One well worth considering is PocketGuard. It’s an app that tracks your spending, helps you budget for expenses, and allocates money for savings. It doesn’t promise to make you rich but can give you greater control over your finances. And that’s the first step…

The Best Money Apps for Kids and Teens in 2024

The Best Money Apps for Kids and Teens in 2024

I grew up learning many financial lessons from my parents. Unfortunately, most of these were learned by watching my parents make bad decisions that I was determined not to repeat. We didn’t have much financial education in school, with only a few days dedicated to writing a check and calculating interest. Parents today have the…

Monarch Money Review 2024 – An App That Makes Budgeting Easy

Monarch Money Review 2024 – An App That Makes Budgeting Easy

Today, you’ll find plenty of budgeting and finance apps on the market, some of them free. If you’ve been struggling to get control of your budget, a good budgeting app may be the solution to your problem. If so, you should consider Monarch Money. Not only does it offer basic budgeting and goal setting, but…

12 Simple Ways to Improve Your Credit Score Today

12 Simple Ways to Improve Your Credit Score Today

Navigating the complex world of credit can feel like a daunting task. Understanding how to increase your credit score is a crucial step towards taking control of your finances. A good credit score not only opens the door to better loan terms and interest rates, but also reflects your financial reliability to potential lenders, landlords,…

14 Things Every High School Student Should Know About Money

14 Things Every High School Student Should Know About Money

Have you noticed that most personal finance advice is written for people already in a financial mess? Take, for example, one of the most popular personal finance books of all time–Dave Ramsey’s The Total Money Makeover. That book has helped millions. But it’s written for those who have made poor financial decisions. But what about…

Should You Combine Finances with a Spouse?

Should You Combine Finances with a Spouse?

Combining finances with a spouse marks a significant milestone in any relationship, symbolizing a union of hearts and a melding of financial lives. While full of promise, this step brings complexity that demands careful consideration and planning. The decision to combine finances with your spouse can pave the way for a harmonious partnership, fostering transparency…