Credit cards come with a variety of interest-free introductory offers today. From balance transfers to no interest on purchases, these cards offer a smart way to reduce or even eliminate interest charges on new purchases or transferred balances. Many interest free credit cards come with no annual fee and a reasonable regular APR when the introductory rate expires.
In this article we’ve focused on low interest credit cards that offer no interest on purchases. Many of these cards also offer 0% on balance transfers. If you are specifically interested in transferring a balance, however, we recommend you check out our list of balance transfer offers.
Chase Freedom – 0% for 15 months
The Chase Freedom offers a 0% credit card that combines with excellent rewards. The 0% lasts for 15 months on both balance transfers and purchases. You also get a card with excellent cash back rewards.
- Get a $150 bonus after spending $500 on purchases in your first three months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Earn 1% cash back on all other purchases
Blue Cash Preferred® Card from American Express – 0% for 12 months
Plus AMEX has also added a few new bonus categories; 6% cash back on select US streaming services (like Netflix, Hulu and others) and 3% cash back on ground transportation.
Get more details here.
Blue Cash EveryDay® Card from American Express – 0% for 15 months
There is no annual fee.
Get more details on this card here.
Capital One® Quicksilver® Cash Rewards Credit Card
The Capital One® Quicksilver® Cash Rewards Credit Card offers 0% on purchases for 15 months. On top of this, you can earn a $150 cash bonus after you spend $500 in the first three months from account opening. In addition, you’ll earn 1.5% cash back on all purchases. There are no rotating categories to worry about.
The everyday APR is 15.49% - 25.49% (Variable) and there is $0 annual fee and no foreign transaction fees.
Get more details HERE.
Capital One® SavorOne® Cash Rewards Credit Card – 0% for 15 months
The Capital One® SavorOne℠ Cash Rewards Credit Card also offers a 0% APR introductory rate for 15 months on purchases AND balance transfers. The card also pays out a $150 bonus after you spend $500 in purchases in the first three months.
On top of the bonus, it rewards you with 3% cash back on dining, 2% cash back at grocery stores, and 1% cash back on all other purchases.
There is $0 annual fee and no foreign transaction fees.
Get more details HERE.