Editorial Note: We earn a commission from partner links on Doughroller. Commissions do not affect our authors’ or editors’ opinions or evaluations. Learn more here.
Credit cards are a powerful financial tool because you can use them to build your credit and maximize your daily spending by taking advantage of the various rewards options available. They can also offer valuable perks depending on what type of card you apply for. As long as you pay your balance in full each month, you never have to worry about paying interest either.
As credit card companies continue to expand their unique perks and features, there has been an increase in cool-looking credit cards. Although you should always consider the features of a credit card, there’s nothing wrong with wanting to find a really cool-looking one that sticks outwhen you pull it out. This is why we decided to scour the web to find cool-looking credit cards.
Cool-Looking Credit Cards
If you want a cool-looking credit card with valuable rewards and perks, these are our top six choices.
1. The Platinum Card® from American Express
card_name is a classic in the cool-looking card space. It’s a hefty, platinum-colored, metal card that is pleasing to look at and is likely to draw a look from people who haven’t seen one before.
Along with the hefty weight, it has a hefty annual fee but offers ways to recoup that fee in the form of fee credits. The card is designed for travelers, giving you complementary hotel status, access to airport lounges, and elevated rewards on travel purchases. If you travel a lot, it can be well worth the cost. But people who won’t take advantage of its airline and hotel programs won’t get nearly as much from the card.
- Rewards:
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- Perks: TSA Precheck or Global Entry fee credit, $200 in Uber credits per year, hotel credits, Marriott Gold status, Hilton Gold status, trip delay and cancellation insurance, return protection, purchase protection, extended warranty, airport lounge access
- Best for: Frequent flyers and travelers
2. Chase Sapphire Reserve®
The card_name is Chase’s response to the The Platinum Card® from American Express. It comes with valuable travel perks and rewards, with a large sign-up bonus. You can travel in style by breezing through security with TSA PreCheck® and relaxing in the airport lounge before your flight.
The card has an attractive blue design and is made of metal, which gives it some heft in your wallet. It’s best for people who like to travel, as those who don’t spend a lot of time traveling won’t get much out of its rewards or perks aside from having a cool-looking credit card.
- Rewards:
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
. - Perks: Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®, $300 annual travel credit, fee credit for TSA PreCheck® or Global Entry, airport lounge access, benefits and upgrades at select hotels, one year of DoorDash DashPass
- Best for: Frequent travelers
3. Blue Cash Preferred® Card from American Express
The card_name has a great blue design featuring the American Express Centurion logo. It’s the first plastic card on this list, but its attractive design and rewards make up for that.
This card is ideal for people that do a lot of driving or that buy a lot of groceries. Given that food is one of the biggest expenses for the average American family, earning 6% cash back on groceries means saving a lot of money over the course of the year.
There is a $0 intro annual fee for the first year, then $95.
- Rewards:
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
- Perks: Rental car insurance, return protection
- Best for: Drivers and grocery shoppers
4. Citi® Double Cash Card - 18 month BT offer
The Citi® Double Cash Card - 18 month BT offer features a unique blue and green pattern with some metallic shine. While the card is plastic, it’s still one of the really cool credit cards out there.
This is ideal for people who want to keep things simple. You could carry around a dozen credit cards to maximize the cash back you earn in every scenario. However, few people have the patience to deal with all of those cards.
This card offers one of the best cash back rates for non-category purchases. If you want a single card that will get you solid rewards, it’s hard to go wrong with the Citi® Double Cash Card - 18 month BT offer. This cool-looking credit card comes with unlimited cash back and has a $0 annual fee.
- Rewards:
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- Best for: People who want a single card for every purchase
Read more in our Citi® Double Cash Card - 18 month BT offer review.
5. American Express® Gold Card
The card_name is a step down from the The Platinum Card® from American Express, offering fewer perks, but that doesn’t mean it’s a bad card. It has an attractive gold coloring and more weight than a typical credit card.
This card is great for people who enjoy eating at restaurants thanks to the rewards and credits it offers for dining. If you travel once or twice a year, you may also be able to take advantage of the hotel perks that come with it.
American Express sometimes offers an alternate version of the card, which has the same fees, rewards, and perks but comes with a rose gold coloring. If you want to stand out a bit, asking for the rose gold variant is one way to do that.
- Rewards:
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
. - Perks: $120 in Uber credits each year, $120 in dining credits for select restaurants each year, $100 credit at select hotels, baggage insurance
- Best for: Occasional travelers who like to dine out
6. Capital One SavorOne Cash Rewards Credit Card
The card_name has a brushed copper design that you won’t find with any other cool-looking credit card. As a new member, you can earn
$200 Cash Back after you spend $500 on purchases within 3 months from account opening
.It’s ideal for those who enjoy dining out since you can earn 3% cash-back rewards without any limits. You also get 24-hour travel assistance services and an extended warranty.
- Rewards:
3 % Cash Back on dining and at grocery stores (excluding superstores like Walmart® and Target®). 3 % Cash Back on popular streaming services and entertainment. 8 % Cash Back on Capital One Entertainment purchases. 1 % Cash Back on all other purchases.
- Perks: Complimentary Uber benefits and an Uber One membership. Free extended warranty
- Best for: Those who enjoy dining out
How We Chose These Cards
When we selected these cards, we looked at a few criteria.
Obviously, we considered how the cards look. While the visual appeal of a credit card is a personal matter, we tried to find cards that fit different tastes, including metal cards, cards you can customize, and more minimalist designs.
We also looked at the rewards offered by the credit cards. One of the top reasons to use a credit card when shopping is to earn rewards. There are very nice-looking cards that don’t offer any rewards or have horrible reward structures. We excluded them from this list.
Finally, we considered the non-rewards perks that the cards offer. For some premium travel cards, the rewards can be almost an afterthought compared to the perks they offer, like airline access and hotel status. If you can get a card that looks cool and has these perks, that’s a great bonus.
Related: Best Luxury Credit Cards
Is It Important to Have a Cool-Looking Credit Card?
In all honesty, it’s not. Any credit card, from the most basic plastic to the fanciest metal card, does the same thing – it lets you make purchases.
In the same token, you could easily live in a house or apartment with no art or pictures on the wall. The home would work just the same, providing shelter and a place to sleep. But few people would argue that you would enjoy your home more if it looks nice.
Having a card with a design you like is a nice way to personalize your wallet and gives you something nice to look at when you’re out shopping. There’s also some overlap between cards with great designs and ones with good rewards and perks.
FAQs
Here are some frequently asked questions about cool-looking credit cards that may be on your mind as you go through this list.
[faqs-content id=”XXHPRJZAQFBV3POYLRC3GIX36Y” /]
Final Thoughts
Again, it’s not important to have a cool-looking credit card. However, sometimes you just want to add some flavor to your life, and there’s nothing wrong with seeking out a credit card that you’re proud to display.
Almost everyone has credit cards they use regularly, and many cards can wind up looking very similar. If you want a cool credit card that stands out from the crowd while offering valuable rewards and perks, you should consider some of the cards on this list.