The Citi® Diamond Preferred® Card is THE card for those looking for a no interest introductory APR. The card’s terms are about as simple as you get. The card offers a 0% intro APR on both purchases and balance transfers. The 0%intro APR on balance transfers is for 21 months, and on purchases for 12 months. There is no annual fee.
A 0% intro APR on both purchases and balance transfers is the longest promo period available today. The balance transfer works like most do, with a transfer fee of 3% of the amount transferred, with a $5 minimum fee.
This card does not offer cash back or other rewards. As a result, it’s ideal to use for its zero percent deal, while using another card for rewards. That being said, the card does have some unique features.
For example, the card offers a personal concierge service with 24/7 assistance to help you book hotel rooms or flights, make restaurant reservations, or find concert tickets. The card also offers Citi® Private Pass®, special access to the best in live music, sports, dining, and family entertainment.
Here are details for the card:
- Get 0% Intro APR on Balance Transfers for 21 months and on Purchases for 12 months
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
- Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
- No annual fee*