The 13 Best Credit Card Signup Bonus Deals of 2019

Many credit cards offer bonuses to new card members. We’ve assembled a list of the best credit card bonuses available today. Some top $500!

best credit card signup bonuses
Today credit card companies are working hard to gain new members. They do it with Super Bowl commercials, of course. But their real secret selling tool is the bonus deal.

Most rewards cards these days offer excellent sign-on bonus deals. Some credit card users even rotate through cards every few months to take advantage of these savings. If you have excellent credit, this can be a good option. Even if you don’t, though, you could choose a long-term credit card partially based on its bonus rewards.

Table of Contents

Credit CardBonus Offer
Chase Sapphire Preferred60,000 Points - Up to $750 Value
Barclaycard Arrival® Plus World Elite Mastercard®70,000 Miles - Up to $700 Value
Capital One® Savor® Cash Rewards Credit Card$300
Bank of America Premium Rewards® credit card50,000 Points - $500 Value
Capital One® Venture® Rewards Credit Card50,000 Miles - Up to $500 Value
Wells Fargo Cash Wise Visa® Card$200
Blue Cash Preferred® Card from American Express$250 Statement Credit
Capital One® Quicksilver® Cash Rewards Credit Card$150
Blue Cash EveryDay® Card from American Express$150 Statement Credi
IHG Rewards Club Premier Credit Card80,000 Points
The Platinum Card® from American Express60,000 Points
Wells Fargo Propel American Express® Card30,000 Points
Chase Freedom Unlimited3% Cash Back on ALL Purchases

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Chase Sapphire Preferred

60,000 bonus points–Up to $750 value

The Chase Sapphire Preferred is one of the premier travel credit cards available today.  After making $4,000 in purchases during the first three months, you’ll earn 60,000 bonus points.   Those points are worth 25% more when you book your travel through Chase, the bonus could be as lucrative as $750.

There are no foreign transaction fees to use the Chase Sapphire Preferred but there is a $95 annual fee.

Barclaycard Arrival® Plus World Elite Mastercard®

70,000 miles bonus – $700 value

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The Barclaycard Arrival® Plus World Elite Mastercard® offers cardholders a 70,000 mile bonus after spending $5,000 in the first 90 days.  Those miles can be used for a $700 credit toward any travel purchase.  Double miles are earned for every $1 spent and there’s also a 5% redemption bonus that is added back when you redeem miles.

There is an $89 annual fee that is waived for all first year cardmembers, no foreign transaction fees and you also get a 0% APR introductory rate for 12 months on purchases and balance transfers.

Bank of America Premium Rewards® credit card

50,000 points – $500 value

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The Bank of America Premium Rewards® credit card is offering new applicants 50,000 bonus points after spending $3,000 in new purchase within 90 days of account opening. Benefits include up to $200 in travel statement credit rewards, two points per dollar spent on all travel and dining and 1.5 points per dollar spent on everything else.

Where this card can really kick itself into high gear is when you’re a Bank of America Preferred Rewards client.  Points earned can be worth 25% – 75% more which means this very good credit card becomes a very great one.

There’s a $95 annual fee to own the Bank of America Premium Rewards® credit card and no foreign transaction fees.

Apply HERE or read our full Bank of America Premium Rewards® Review

Capital One® Savor® Cash Rewards Credit Card

$300 cash bonus

Learn More

The Capital One® Savor® Cash Rewards Credit Card pays out a $300 bonus after you spend $3,000 in purchases in the first three months. On top of the bonus, it rewards you with 4% cash back on dining, 2% cash back at the grocery store, and 1% cash back on all other purchases

There is no annual fee the first year but $95 thereafter, and no foreign transaction fees.

Get more details HERE.

Capital One® Venture® Rewards Credit Card

50,000 bonus miles–$500 value

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When you sign up for this card and spend $3,000 within the first three months of ownership, you’ll get 50,000 bonus miles. That’s worth $500 in travel credits. I’ve used this card for years and have been very happy with the rewards and Capital One customer service. Beyond the bonus, you’ll earn 2 miles for every $1 in purchases charged to the card. And there are no foreign transaction fees.

There is no annual fee the first year, $95 after that.

Get more details HERE.

Wells Fargo Cash Wise Visa® Card

$200 cash bonus

The Wells Fargo Cash Wise Visa® Card offers a $200 cash bonus when you spend $1,000 on the card in the first three months. Beyond the bonus you’ll earn 1.5% cash back on every purchase. And during the first 12 months, you can earn 1.8% cash back when you pay with qualified mobile wallet purchases, like Apple Pay® or Google Pay™.

The card offers 0% APR on purchases for the first 12 months. There is no annual fee.

Get more details HERE.

Blue Cash Preferred® Card from American Express

$250 statement credit

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The Blue Cash Preferred® Card from American Express currently offers a $250 statement credit after you spend $1,000 in purchases on your new card within the first three months. In addition, you earn up to 6% cash back at U.S. supermarkets (on up to $6,000 in purchases per year), 3% cash back at U.S. gas stations and 1% cash back on all other purchases.

They’ve also added a few new bonus categories; 6% cash back on select US streaming services (like Netflix, Hulu and others) and 3% cash back on ground transportation.

The card also offers 0% APR on purchases for 12 months. There is a $95 annual fee for this card.

Get more details HERE.

Capital One® Quicksilver® Cash Rewards Credit Card

$150 cash bonus

Capital One Quicksilver $150 cash bonusLearn More

The Capital One® Quicksilver® Cash Rewards Credit Card offers a $150 cash bonus after you spend $500 in the first three months from account opening. In addition, you’ll earn 1.5% cash back on all purchases. There are no rotating categories to worry about.

The Capital One® Quicksilver® Cash Rewards Credit Card also offers a 0% APR on purchases for the first 15 months. There is no annual fee and no foreign transaction fees.

Get more details HERE.

Blue Cash EveryDay® Card from American Express

$150 statement credit

blue cash everyday reviewLearn More

This is a no-fee version of the Blue Cash® cards. It offers new members a $150 bonus when you spend $1,000 in the first 3 months. Earn Cash Back: 3% at U.S. supermarkets up to $6,000 per year in purchases (then 1%), 2% at U.S. gas stations and 1% on all other purchases.

The card offers 0% for 15 months on purchases and balance transfers. There is no annual fee.

Get more details on this card HERE.

IHG Rewards Club Premier Credit Card

80,000 bonus points

This is a card I signed up for just last year because my family routinely stays at a Holiday Inn Express a couple of times a year.  The IHG Rewards Club Premier Credit Card offers 80,000 bonus points after spending $2,000 in the first three months.  Every anniversary, you can enjoy a free night’s stay at over 5,000 locations.  25 points are earned per dollar spent at IHG hotels.  Two points per dollar spent are earned at gas stations, grocery stores and restaurants and single points per dollar spent are earned elsewhere.

Every cardholder automatically gets bumped to Platinum Elite status.  The IHG Rewards Club Premier Credit Card has an $89 annual fee, and it is NOT waived for all year one cardmembers.

Get more details HERE.

The Platinum Card® from American Express

60,000 points

Learn More

The Platinum Card® from American Express offers 60,000 Membership Rewards® points after you spend $5,000 in purchases in the first three months. Beyond the bonus, the card offers a wealth of additional rewards. Earn 5x points on flights booked directly with airlines or with American Express Travel. You’ll also earn 5X Membership Rewards® points on eligible hotels booked through American Express. Amex also provides a $200 airline fee credit and up to $200 per calendar year in baggage fees.

The annual fee for this card is $550.

Get more details HERE.

Wells Fargo Propel American Express® Card

30,000 points

The Wells Fargo Propel American Express® Card pays 30,000 bonus points when you spend $3,000 on the card in the first three months. On everyday spending, you’ll earn 3X points at U.S. gas stations, 3X points at U.S. restaurants, 3X points on travel and 1X point on other purchases.

The card comes with an introductory 0% APR for 12 months on purchases and balance transfers. There is no annual fee.

Get more details HERE.

Chase Freedom Unlimited

3% cash back on ALL purchases for the first year (Up to $20,000 spent)

Chase launched a new cash back credit card just last year and called it the Chase Freedom Unlimited.  You’ll earn 3% cash back for the first year you own this card on all purchases (maximum spend is $20,000).  Another big benefit is that it includes a 0% intro APR on purchases and balance transfers for 15 months.  After the intro rate expires, the ongoing APR becomes 17.24% – 25.99% variable.

There is no annual fee to own the Chase Freedom Unlimited.  There is also no minimum amount needed to redeem cash back, no limit to the amount of cash back you can earn and no expiration date on your cash back.

Most Offer Other Benefits

Virtually every card on this list offers significant benefits beyond bonus points or miles. Travel rewards, in particular, can be generous, depending on your typical spending patterns. Many of the cards also offer a zero interest transfer deal that can run anywhere from 12 to 18 months.

Some “Gotcha” Provisions to Watch Out For

In researching the cards on this list, I was able to identify at least three recurring provisions that you need to be aware of:

  1. Almost all require you to spend money in order to get the bonus – This can vary from a few hundred to a few thousand dollars, depending on the card. It may not matter much since you will likely use your card for general spending anyway. But the more generous bonuses generally come from the cards that have higher spending requirements. You’ll have to be careful that you aren’t persuaded by the spending requirements to buy items that you wouldn’t normally buy in order to meet the restriction. This can be a problem if you don’t normally shop with a credit card.
  2. APRs are high – The zero interest rate period is certainly attractive, but it will come to an end eventually. When it does, there are interest rates ranging from the low teens to the low 20s awaiting you.
  3. The offers are credit sensitive – Once again if you read the fine print, you will see that the bonus offers will depend on your creditworthiness. If your credit falls below certain criteria, you may not get the bonus offer being promoted – or any of the other perks.

The Bottom Line

One of the beautiful things about competition, especially when businesses vie for consumers is that everybody wins.  Businesses end up getting what they want (which they may end up paying more for) and consumers can shop around for the best good or service that suits their needs.  No one entity controls the market and in the end, the best business will usually prevail.

When looking at the full list of credit card deals above, it’s easy to see just how profitable a few applications can be.  All you need is the excellent credit these cards require, and you can walk away with thousands of dollars in savings.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty.

Topics: Credit Cards

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4 Responses to “The 13 Best Credit Card Signup Bonus Deals of 2019”

  1. A Journey to FI

    Hey Rob, can you comment on the two versions of the AE blue cash? do you have to pay the fee upfront or on your 1st year anniversary? If the latter is true can someone get the blue cash preferred, get the $200 bonus, accumulate 6% and 3% on respective purchases and then right before year 1 downgrade to the same card but no fee version? I could see the case where the $95 fee could be justified with the benefits of the 6% cash back but still wanted to get your take on it. Thanks, JJ

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