Over the years I’ve carried just about every credit card you can think of. From Amex to Discover, Chase to Capital One, and even Citi, there’s not a major credit card that hasn’t found its way into my wallet. From this experience I review the best credit card offers you’ll find anywhere.
I’ve also struggled with credit card debt. At one point my wife and I had 5 figures to pay off. We managed to do it, and we learned a lot in the process.
I’ve taken both of these experiences to create content for the credit card section of this site. The content includes both lists of the best credit cards for those looking to take advantage of rewards. It also includes extensive content on how to get out of credit card debt.
Featured Credit Card Offers
The Discover it® Cashback Match™ is Discover’s traditional 5% cash back on rotating categories card. In addition, it offers an extremely long 0% introductory APR on balance transfers and purchases, all with no annual fee.
As with other Discover cards, you get free access to your FICO score. And Discover will double the cash back you’ve earned at the end of the first year.
Barclaycard CashForward™ World MasterCard® – After singing up and being approved for the Barclaycard CashForward™ World MasterCard®, you’ll earn $200 when spending $1,000 in the first 90 days. Cardholders earn an unlimited 1.5% cash back on every purchase. When you redeem rewards, another 5% bonus is added which you can use on your next redemption. That means this card has a 1.575% cash back rate.
If you need an interest free APR, you’re covered. The Barclaycard CashForward™ World MasterCard® includes a 0% intro APR on purchases and balance transfers for 15 months. The ongoing variable APR becomes 15.99% – 25.99%. There is no annual fee to own this card and redemptions on the cash back you earn start at $50.
Blue Cash Preferred® Card from American Express – If you find yourself buying a lot of groceries for the family or driving hundreds of miles a week for work, this is your credit card. The Blue Cash Preferred® Card from American Express rewards cardholders with 6% cash back at the supermarket (up to $6,000 spent annually), 3% cash back at the pump and 1% cash back everywhere else. Now for a limited time, the $95 annual fee is WAIVED.
For newly approved applicants, you’ll earn a $150 bonus after spending $1,000 in purchases during the first three months. The Blue Cash Preferred® Card from American Express also includes a lot of extra benefits like extended warranties, purchase protection and concierge service. The variable APR is 13.99% – 24.99%.
Best Credit Cards
Getting Out of Credit Card Debt
How to Crush Your Credit Card Debt Once And For All
10 Lies that Got You (and Keep You) in Credit Card Debt
Avoid These Mistakes When Climbing Out of Debt
How a Debt Snowball Can Reduce and Then Eliminate Your Debt
10 Tips on Using Balance Transfer Credit Cards to Get Out of Debt
23 Powerful Tips and Tools to Eliminate Debt