Established in 1970, Current has its main office at , , . The provides primary supervision over the institution.
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Here are the rates for the accounts we track for Current. While we work hard to keep rates and other information current, you should confirm rates and terms with the bank or credit union before opening an account.
Current checks all the boxes for those looking for a checking account. It charges no monthly maintenance fees, enables you to get paid up to 2 days early with direct deposit and offers free ATMs. Current also offers free overdraft protection and up to 15x points redeemable for cash back. On top of all that, it has features making it ideal for teenagers.
Are Current accounts FDIC insured?
Yes. Your account is insured up to $250,000 of pass-through deposit insurance coverage from the FDIC through Current’s issuing bank, Choice Financial Group.
Does Current check my credit score?
No. Current does not run a credit check when you apply for an account.
What do I need to open a Current account?
You need 3 things. A U.S. Social Security Number (SSN), a U.S. residential address (P.O. Boxes are not accepted), and a smartphone that can receive SMS/text messages.