10 Lies that Got You (and Keep You) in Credit Card Debt

Want to know why you’re already in credit card debt? Here are ten lies you’ve probably listened to. (I know I did!) Having graduated college with a massive amount of student loan debt, I can tell you how much debt sucks. Depending on the amount, debt can be either a nuisance that you know will […]

The Blue Business℠ Plus Credit Card from American Express Review

Learn More I created my business in 2010. One of the first things I did after receiving my tax ID was apply for a small business credit card.  At the time, my credit was fair to good. As a result, I would not have been approved for the Blue Business℠ Plus Credit Card from American Express. […]

When Does Frugality Turn Into Cheapness?

Imagine you’re walking down an abandoned street with no-one in sight. Enjoying the beautiful and peaceful day, you spot a penny on the ground. Would you pick up the penny and put it in your pocket? What if that penny was a nickel, a dime, a quarter? Play this mental game all the way up […]

3 Things Every Renter Needs to Know Before Signing a Lease

Rental agreements are necessary. But they’re generally designed to protect the landlord. Here are 3 things all renters should know before signing a lease. Contracts and agreements are necessary in the business world, for a variety of reasons. First and foremost, they hold businesses accountable for their actions. Once upon a time, a handshake and […]

How to Spot a Pyramid Scheme (and Avoid Losing Your Money)

Bernie Madoff’s arrest in December of 2008 brought renewed attention to the concept of a Ponzi scheme. The close cousin of the Ponzi scheme, named for Charles Ponzi who swindled investors in the 1920’s, is a “pyramid scheme.” Similar to a Ponzi scheme, a pyramid scheme is a form of fraud that promises participants payment […]

Lease vs Buy: What’s the Best Way to Get a New Car?

If you’re in the market for a new car or truck, you might be considering an old argument: Should I lease or should I buy? Unless you have enough cash available to purchase a new automobile outright, both choices have pros and cons. After you’ve considered your financial position, your decision should be easier than you […]