When Does Frugality Turn Into Cheapness?

Imagine you’re walking down an abandoned street with no-one in sight. Enjoying the beautiful and peaceful day, you spot a penny on the ground. Would you pick up the penny and put it in your pocket? What if that penny was a nickel, a dime, a quarter? Play this mental game all the way up […]


3 Things Every Renter Needs to Know Before Signing a Lease

Rental agreements are necessary. But they’re generally designed to protect the landlord. Here are 3 things all renters should know before signing a lease. Contracts and agreements are necessary in the business world, for a variety of reasons. First and foremost, they hold businesses accountable for their actions. Once upon a time, a handshake and […]


How to Spot a Pyramid Scheme (and Avoid Losing Your Money)

Bernie Madoff’s arrest in December of 2008 brought renewed attention to the concept of a Ponzi scheme. The close cousin of the Ponzi scheme, named for Charles Ponzi who swindled investors in the 1920’s, is a “pyramid scheme.” Similar to a Ponzi scheme, a pyramid scheme is a form of fraud that promises participants payment […]


Lease vs Buy: What’s the Best Way to Get a New Car?

If you’re in the market for a new car or truck, you might be considering an old argument: Should I lease or should I buy? Unless you have enough cash available to purchase a new automobile outright, both choices have pros and cons. After you’ve considered your financial position, your decision should be easier than you […]


How to Avoid Startling Work-from-Home Scams

I’m sure that a week doesn’t go by where you don’t receive at least a few emails in your spam folder. Some of them probably try to lure you in by talking about wonderful opportunities where you can work at home. In some cases, the e-mail promises a job. But the job requires you to […]


What Are ETFs (and Are They a Strong Investment Option)?

Most investors are familiar with mutual funds and index funds. But what are ETFs (also known as exchange traded funds)? What’s the difference? In a mutual fund, investors pool their investment dollars, and fund managers decide how to invest that money. Investors are typically involved with certain aspects of the fund: strategy, what sorts of […]