How to Hold Real Estate in an IRA

It often surprises people to learn that you can hold actual, physical real estate in an IRA. But really, it shouldn’t be much of a shock.  The IRS rules regarding investment choices within an IRA are amazingly broad. In fact, you can hold just about any investment in an IRA except for collectibles and life […]


LendingClub Debt Consolidation Calculator Review

LendingClub offers a debt consolidation calculator for free. We put it through its paces in this review to see just how useful it is. Lending Club is a peer-to-peer lending company, connecting borrowers and investors with one another in the financial equivalent of a dating site. Admittedly, they have a very good platform in place […]


What Is Financial Independence and How Do You Achieve It?

Financial independence – everyone wants it, but not everyone achieves it. Why? The reason is probably that financial independence is a process. It requires effort and commitment over a long period of time. Everyone’s definition of financial freedom is unique, which means that the path they take will be unique to them, too. Unless you’re […]


Real Estate Versus Stocks: Where Should Your Nest Egg Go?

There is a debate that comes up often when discussing long-term investing. Are real estate ventures or stocks the better choice for investing, either for early retirement or financial freedom? Let’s take a look at the rates of return on investment in both stocks and real estate, and see how they compare. The Long-term Performance […]


For Sale By Owner: How to Make Sure It’s a Success

We received an email from a reader named Jeff about the benefits and saving as a result of buying or selling your home without a realtor: “I’d like hear a podcast on buying/selling your home without a realtor or w/realtor at a reduced rate. There’s certainly an hour’s worth of content here to be discussed…and […]


Early Retirement and Paying for Kids’ College: Are They Compatible?

Prioritization is the keystone of any successful financial plan. This is especially true with retirement planning, and even more so with early retirement. So, what happens if you would like to retire early, but have children slated to start college right around the same time? How do you prioritize both saving for your retirement AND […]