How to Retire Early With a Roth IRA Conversion Ladder

If you are planning on early retirement, one of your biggest concerns is probably how you will be able to survive in the retirement years before you turn 59 1/2. Like most people, the vast majority of your savings and investments are probably in tax-sheltered retirement plans. Of course, you will also have to pay […]


7 Types of Mortgages — Which Home Loan is Best for You?

If you’re a first-time homebuyer, shopping for a mortgage can be scary. There are just so many types of home loans, and you may not understand what all the terminology means. Before you apply for a mortgage, you should be sure that you understand what’s available. There are literally thousands of specific mortgage products on […]


Early Retirement: How Important Is It to Pay Off Your Mortgage First?

When you plan for early retirement, you’re not just planning for the last few years of your life. It’s more like preparing for the second half of your life. This time frame will likely span a number of decades. One of the best ways to successfully prepare is to get out of all debt, including […]


How to Hold Real Estate in an IRA

It often surprises people to learn that you can hold actual, physical real estate in an IRA. But really, it shouldn’t be much of a shock.  The IRS rules regarding investment choices within an IRA are amazingly broad. In fact, you can hold just about any investment in an IRA except for collectibles and life […]


Lending Club Debt Consolidation Calculator Review

Lending Club is a peer-to-peer lending company, connecting borrowers and investors with one another in the financial equivalent of a dating site. Admittedly, they have a very good platform in place to facilitate this. What’s even more amazing, though, is that they continue to improve it by adding new loan programs and features. Recently, they […]


What Is Financial Independence and How Do You Achieve It?

Financial independence – everyone wants it, but not everyone achieves it. Why? The reason is probably that financial independence is a process. It requires effort and commitment over a long period of time. Everyone’s definition of financial freedom is unique, which means that the path they take will be unique to them, too. Unless you’re […]