Preparing for Retirement Late in the Game

If you’ve come around late in preparing for retirement, take heart… you’re part of the majority. Data compiled by the Federal Reserve indicates that the average American household has only about $5,000 saved for retirement. I don’t know about you, but that won’t get me very far in my later years. Retirement planning isn’t one […]


Is the EverBank MarketSafe CD a Good Choice For You?

EverBank has established itself as a unique player in the web-based banking universe. The bank has only a few branches (all in Florida), but does business primarily on the internet with people in all 50 states. They offer some of the most unique investment products available. This includes the MarketSafe CD, which functions as a […]


Everything You Need to Know About Real Estate Crowdfunding

Real estate crowdfunding: you may or may not heard of it, but the concept is quickly growing among investors. In a sense, crowdfunding is doing for real estate investing what Lending Club and Prosper are doing for personal loans. They are acting as online peer-to-peer marketplaces that match investors with borrowers, often under better financial […]


A Review of TD Ameritrade’s Essential Portfolios

TD Ameritrade has rolled out its own “robo advisor” feature, called Essential Portfolios. If you already invest with TD Ameritrade, or have been considering doing so, you should take a close look at this investment management tool. It’s a way that you can move some, or even all, of your investments into a low-cost, fully […]


Should You Ever Pay Off The Mortgage On Your Rental Property Early?

Leverage is a key tool for every real estate investor. Yet are there times when a landlord should pay off the mortgage early? Here are the pros and cons. One of the critical strategies involved in purchasing and owning rental properties is using leverage. In a perfect scenario, you will purchase a property primarily using […]


Why Your Roth IRA Should Be Used for Retirement (and Nothing Else)

There are all kinds of sub-strategies floating around about how to use a Roth IRA as something other than a retirement account. Most involve using it as some form of short- or medium-term savings strategy. This can include using it as an emergency fund, a backdoor college fund for your kids, or even a nest […]