HSA, FSAs, and HRAs: A Primer on the Differences

HSA vs. FSA vs. HRA: All of these options can be confusing. We cover what each of these tax-advantaged accounts is and how to use them. The IRS allows three types of healthcare-related savings plans: HSAs, FSAs, and HRAs. All three are generally earmarked for medical costs. But they each have unique rules and regulations. Health […]

The Best of Both Worlds with Prosper for Borrowers and Lenders

Prosper offers both borrowers and lenders excellent rates. We cover how to get the best rates as a borrower and lender in our detailed Prosper review. Founded in 2005, and generally recognized as the first peer-to-peer (P2P) lending platform in the US, Prosper has funded more than $10 billion in loans since. As a P2P […]

Keep Your Accounts Secure: Two Factor Authentication and Password Strategies

After the recent Equifax data breach, you’ll want to make sure your accounts completely secure. Here are our best tips for creating strong passwords. In the aftermath of the Equifax data breach this past summer, everyone is understandably concerned about identity protection. Many have to take extra steps to secure our identities. You may have put […]

LendingClub Review: Invest on the Largest P2P Lending Platform

Founded in 2007, LendingClub isn’t the first peer-to-peer (P2P) lending platform. It is, however, the largest. The company has created $28 billion in loans to more than 1.5 million borrowers over the past 10 years, making it the largest P2P lender in the industry. P2P lending and investing eliminates the middleman. It creates a platform where […]

How to Get Out of a Car Lease

If you’re wondering how to get out of a car lease, know that it’s not always easy or a financially smart move. This article gives you everything to know. Do you have a car lease that you want to get out of? It could be because you’re ready to move on to another vehicle. Or […]

What it REALLY Costs to Own a Car

Car ownership comes with a bigger price tag than what you pay, as there are many hidden costs. So how much does it cost to own a car? Learn the truth here. According to AAA, it costs an average of $8,469 to operate the average car for 2017, or about $706 per month. Does that […]