Getting an Auto Loan? Check Your Credit Score First

Forgetting to check your credit report is one of the easiest and most costly mistakes you can make before shopping for a new auto loan or car refinance. Studies show that about 70 percent of consumer credit reports have errors on them. And when it comes to refinancing an auto loan, those errors can cost […]

DIY Credit Help: The New Credit Score Standard Raises The Bar

680 used to be the credit score consumers were told to aspire to. In this good credit range, a 680 was solid enough to access the great loan and mortgage rates, get you approval for most credit cards, and open up your financial options. With a 680, you could be confidant that you could borrow […]

Applying the Four Agreements To Your Life

If you’ve ever read Don Miguel Ruiz’s book, The Four Agreements: A Practical Guide to Personal Freedom, you’ll understand the basic concept to living a happy life comes in four principles that a person must adopt. These four agreements are meant to be made with yourself and help guide your life in the direction of […]

DIY Credit Help: What’s Holding Back My Credit Score?

The question that pops up most often in the Credit Advice Center, Credit Karma’s forum for consumers to ask questions and post answers on credit-related topics, is, “How do I boost my credit score?” But a better question to ask first is, “What could be holding my credit score back?” You’ve probably heard cure-all advice […]

7 Ways To Invest in Gold

Gold investments offer an excellent way for investors to store wealth in tough economic times. Investors looking to buy gold will find that there are numerous options available, depending on an investor’s goal. The seven most popular gold investing options are listed below. Physical Gold Investors who invest in physical gold will most often select […]

Leveraging Both a 401(k) and a Roth IRA for Retirement

So the question is “Can I contribute to both a 401k plan and a Roth IRA”? Yes is the short answer, however, there are a few things employees must take into account when considering contributions to a 401(k) or 403(b) plan as well as a Roth IRA. Understanding a Roth IRA An IRA stands for […]