CIT Bank Review — High Yield Rates with Low Fees

CIT Bank is an online bank that specializes in high rate certificates of deposit and savings accounts. Check out their current rates in our CIT Bank review. Anytime I find a 12-month certificate of deposit paying more than 1% APY it’s worth talking about. And the one I have today comes from a bank that […]

The 10 Largest Banks in the World

In the world of banking, does bigger mean better? Read our thoughts on this below along with a list of the ten largest banks in the world. Below are the world’s ten largest banks, determined by the amount of assets and a description of each. (This data is based on the S&P Global Market Intelligence […]

Wells Fargo Way2Save: Gimmick or Gold Mine?

The Wells Fargo Way2Save offers a Save As You Go option designed to help banking customers save more money. In our review, we look at how Way2Save works, including its rates and fees. When it comes to saving money, I’m a big believer in doing whatever it takes. If having too much tax taken out […]

The Best Hotel Rewards Credit Cards of 2019

Hotels offer unique rewards that can be used for free nights. To help bring down the cost of your next vacation, here is a list of the best hotel credit cards of 2019. A former boss of mine had travel down to a science. He bought the most expensive luggage and could pack a week’s […]

How to Create a Simple Budget in Under 10 Minutes

Even though I’m a personal finance writer, I hate budgeting. So I’ve streamlined the process so you can create a simple budget in under 10 minutes. I hate budgeting. I’ve tried using envelopes, Quicken, YNAB, and even fancy spreadsheets. The results are always the same. I start off strong, but within a few weeks, I […]

Changing Jobs? Should You Borrow to Repay a 401k Loan?

Changing jobs can be exciting. But what if you have a 401k loan? This article looks at whether you should borrow money to repay a 401(k) loan when you change jobs? One feature of many 401(k) retirement plans is that you can borrow money from your own account. Regulations don’t require that 401(k) plans offer […]