22 Factors That Affect Auto Insurance Premiums

Auto insurance companies use many factors to set the cost to insure a car. Here is a list of 22 Factors That Affect Auto Insurance Premiums. Some of these factors may surprise you. When it comes to car insurance, two people who may look similar on the surface could pay wildly different premiums. This is […]

How Much Should You Borrow For College?

School loans are a reality for many who attend college. But how much should you borrow for college? Here is a rule of thumb on how much you should borrow to pay for your education. I graduated from law school with $55,000 in school loans. It took me nearly 20 years to pay off that […]

The Best Gas Rewards Credit Cards for 2019

We’ve reviewed the top gas credit card offers based on rewards and fees. Based on this review, here are our picks for the best gas credit cards of 2019. The Best Gas Rewards Credit Cards for 2019 Costco Anywhere Visa® Card Chase Freedom PenFed PlatinumRewards Visa Signature Card Blue Cash Preferred® Card from American Express […]

The “Latte Factor” is Not About the Latte

If the Latte Factor isn’t your cup of tea, you’ll be glad to know, it’s not about the latte. Here’s a different way to think about your small expenses that can have a big impact on your wallet. I’ve been reading a lot of criticisms of the Latte Factor recently. If you’re not familiar, the […]

Chase Freedom Review: 5% Cash Back + $150 Bonus

I’ve been reviewing credit cards for a good number of years now. Through it all I’ve found it very difficult to pick the best all around card. The difficulty is that the best credit cards typically excel at one feature, like having a low interest rate, the longest 0% offer, or the best rewards. But […]

CIT Bank Review — High Yield Rates with Low Fees

CIT Bank is an online bank that specializes in high rate certificates of deposit and savings accounts. Check out their current rates in our CIT Bank review. Anytime I find a 12-month certificate of deposit paying more than 1% APY it’s worth talking about. And the one I have today comes from a bank that […]