As a small business owner, your primary focus is selling your passion and building your business. Since many small business owners simply do not have the necessary time to dedicate to HR and payroll management, they utilize outsourcing services. ADP and Paychex are the industry leaders in this arena. They provide comprehensive business solutions to…
Does anyone else have a problem with losing receipts? Have you stuffed a receipt in your pocket or purse, never to be found again? Maintaining your receipts in an organized fashion is important for many purposes, such as making a warranty claim or preparing your taxes. Scanning receipts and saving them to Google Drive can…
Do you really need to keep your telephone landline? This seems to be a question that is on many people’s minds these days, especially with the prevalence of cell phones. More and more households are choosing to shift from a traditional telephone landline to wireless service only. For most, it is simply more cost-effective to…
If you’ve ever bought a home–or considered buying one–you know there are dozens of questions you must answer in the quest for finding your perfect place. In order to calculate how much you can afford, you’ll need to understand how much to budget for the variable additional expenses associated with owning a home. They can…
Have you been considering cutting the cord and don’t know where to start? The Amazon Fire TV devices are a great place to begin your journey! For those new to streaming video, the Amazon Fire TV device connects your TV to the internet and unlocks different video content providers for you to view on a…
With the rise of computer viruses and ransomware, do you have your electronic financial documents secured against the latest cyber security threats? If you’re unsure, don’t worry. I’ll show you how to store your important financial documents securely. Documents to Keep Secure In past articles, we’ve discussed the importance of creating a Money Binder. Which…
When I first started driving, my father stressed the importance of keeping consistent and accurate vehicle records. He bought a vehicle logbook for me to use as I began my adventure into car ownership. Even though I no longer track every mile, I still stay cognizant of my vehicle’s performance. For example, I always calculate…
Did you know many grocery stores have a gas rewards program? Some of them even take it further by partnering up with gas station chains and offering discounts on fuel. I personally saved about $200 last year using this benefit. Combine both of these with a cash back credit card (especially one with revolving 5%…
How Much is a Home Really Worth? If you are a first-time homebuyer like me, then it is hard to answer that question. You have to realize that a home means different things to different people. Real estate can be either an asset or a liability, with valuations changing just like any other investment. When…