How to Cut Your Cable Bill By $180 (But Not Miss March Madness)

Love TV but hate your cable bill? We’ll show you how to easily cut your cable bill and potentially save a couple thousand dollars a year. “Cutting the cord” has become all the rage. By that, of course, I mean the cable cord. Maybe you want to cut your cable bill significantly so you can […]

What is the DOL Fiduciary Rule, and Why Should You Care?

Fiduciary [fi-doo-shee-er-ee]: A person to whom property or power is entrusted for the benefit of another. Much has been written recently about the Department of Labor (DOL) and its long-awaited fiduciary rule, formally known as “Definition of the Term ‘Fiduciary’; Conflict of Interest Rule—Retirement Investment Advice.” Released in April 2016, this 1,023 page whopper of a […]

Be Careful: Fee-Only Advice is Not Conflict Free

A couple of years ago, I sat for and passed the Certified Financial Planner™ (CFP®) exam. If I ever decide to hang out a shingle and become a financial planner, I will become a “fee-only” advisor. I currently manage my own investments, but if I were going to hire a financial advisor, it would be […]

For Small Business Payroll Services, Bigger Isn’t Always Better

How many small business owners take that entrepreneurial risk so they can. . . process payroll every week or two? Only one kind: the owner of payroll services company! For everyone else, making sure employees get paid is one of the most basic and essential tasks of small business. But it’s something very few small […]

Transform Your Retirement with Low-Cost 401(k) Platforms

“My employer’s 401(k) choices stink!” It is a complaint heard all too frequently on personal finance forums and among coworkers, especially when it comes to small businesses – and for good reason.  Small business 401(k) plan menus often consist of expensive, actively managed funds that may not have been updated in years, offered by huge […]